Note from Tony Kendzior: This from the Florida Department of Agriculture and Consumer Services. It arrived in my inbox Sunday, 11 Oct 2020. A reminder that something you might want to have benefit from your generosity may not be what it seems to be. A sprawling fundraising operation that allegedly scammed consumers out of millions …
Continue reading SHAM CHARITIES SCAMMED CONSUMERS OUT OF MILLIONS
My Comments: I define retirement as the point in time when you quit working for money and money starts working for you. The pandemic and the resulting economic chaos will manifest itself in many ways when it comes to retirement. For those of you still working, it may simply be the realization no one is …
My Comments: My time these days is spent promoting my book, The Dynamics of Retirement, and it's companion online course. I consider myself semi-retired. For most of us, retirement turns into a 25-30 trek into an unknown financial future, with new and unexpected financial pressures. Studies reveal that 1 in 5 seniors today are living …
Continue reading Two-Thirds of Americans Are in for a Huge Financial Shock in Retirement
My Comments: I've been accused by some readers as being completely out of touch with reality. It's largely because my experience with markets over the past 50 years suggest the market performance over the past 6 months is divorced from reality. Meanwhile the market keeps showing signs of both optimism until it isn't. In my …
Continue reading Why The Stock Market Is Poised To Disappoint For A Decade Or Longer
My Comments: It's my belief the coming election on November 3rd is the most consequential since I first registered to vote in 1965. Mindful there will be lots of choices to make, anything I can find to help my elderly brain sort through it all is helpful. This article appeared today and since I'm still …
Continue reading A guide to Florida’s six constitutional amendments on the 2020 ballot
My Comments: I make no claim to being clairvoyant. I can assert, however, that until recently, I spent 45 years as a self-employed professional in financial services and have a basic understanding of how the investment markets work. What many observers miss when commenting is that those of us who are retired don't have decades …
My Comments: As I write this Tuesday morning, early trading suggests what happened last Thursday and Friday is continuing. I have no idea where today will end or whether we're looking at a dramatic fall. I wouldn't be surprised if it continues this week and next. All I can say is good luck and don't …
Continue reading The Stock Market Flood Gates May Have Just Opened
My Comments: I make no claims about knowing what’s going on or how the future markets will unfold. I do know that I’ve been expecting a correction for months and have been on the sidelines since the recovery began last March. I’ve justified that because I’m more or less retired and don’t need to take …
My Comments: My time these days is spent promoting my book, The Dynamics of Retirement, and the complementary online course I created. I consider myself semi-retired. If you're interested, there's an image of the book just to the right on this page. People often fail to realize retirement turns out to be a 25-30 trek …
Continue reading Two-Thirds of Americans Are in for a Huge Financial Shock in Retirement
This topic is not easy to write about and come to terms with. As an elderly white man, my values were formed over decades. Before I became an adult, it was influenced by the social environment I grew up in and the guidance I received from my parents and family members. Since then I've managed …
Helping Define Your Financial Future 