Tony Kendzior’s Short Bio

My name is Tony Kendzior. I’ve been a professional entrepreneur in financial services since 1975. I’m a trained insurance agent, financial planner, and investment advisor. You’ll see two sets of credentials after my name here and there. They were both awarded to me by the American College and are recognized in the financial services industry. The first is Chartered Life Underwriter, or CLU, and the second is Chartered Financial Consultant, or ChFC.

Several years ago I retired but soon suffered from terminal boredom. I soon found myself semi-retired, looking after old clients who came to me with concerns, and from time to time, a new client appeared.

Today, my time is spent working with clients who need financial help, writing and becoming an expert with Reverse Mortgages. More on that in a minute. I wrote and published Your Future Retirement. It’s a collection of timely ideas to help someone start thinking about retirement. Click on the book title and download a copy. It’s less than $5 and you’ll find it’s money well spent.

A current project is to revise a book I co-authored called Captive Wealth!. It’s still available but will soon be replaced as the strategic framework of the idea expressed has evolved. This book and it’s replacement articulates a proven financial strategy for successful small business owners and physicians in private practice. It’s a way for someone to create wealth from improved business efficiencies associated with risk and tax management. The wealth created can be used for retirement income.

Reverse mortgages are the opposite of forward mortgages, which help almost all of us purchase a home to live in. With a reverse mortgage, you discover a way to leverage the equity that builds up in your residential property such that you have a line of credit to help pay all the nasty bills that appear in retirement. Too many people discover in retirement they don’t have enough money so this becomes a lifeline for them.

I arrived in Gainesville, Florida in 1959 as a freshman at the University of Florida. I graduated in 1963 with a degree in Business Administration that was followed by a Master’s in Education in 1975. I’ve been involved with many community organizations and efforts, including the Community Foundation of North Central Florida since it’s inception.

If you want a more detailed bio, the navigation bar above has an About Us tab where you’ll find Tony’s full biography. It may tell you more than you need or want to know. My goal is to continue working as long as I can. I’m no longer bored and doing something both rewarding and useful.