Two-Thirds of Americans Are in for a Huge Financial Shock in Retirement

My Comments: My time these days is spent promoting my book, The Dynamics of Retirement, and it's companion online course. I consider myself semi-retired. For most of us, retirement turns into a 25-30 trek into an unknown financial future, with new and unexpected financial pressures. Studies reveal that 1 in 5 seniors today are living …

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Why The Stock Market Is Poised To Disappoint For A Decade Or Longer

My Comments: I've been accused by some readers as being completely out of touch with reality. It's largely because my experience with markets over the past 50 years suggest the market performance over the past 6 months is divorced from reality. Meanwhile the market keeps showing signs of both optimism until it isn't. In my …

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A guide to Florida’s six constitutional amendments on the 2020 ballot

My Comments: It's my belief the coming election on November 3rd is the most consequential since I first registered to vote in 1965. Mindful there will be lots of choices to make, anything I can find to help my elderly brain sort through it all is helpful. This article appeared today and since I'm still …

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The House of Cards is Ready to Collapse

My Comments: I make no claim to being clairvoyant. I can assert, however, that until recently, I spent 45 years as a self-employed professional in financial services and have a basic understanding of how the investment markets work. What many observers miss when commenting is that those of us who are retired don't have decades …

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The Stock Market Flood Gates May Have Just Opened

My Comments: As I write this Tuesday morning, early trading suggests what happened last Thursday and Friday is continuing. I have no idea where today will end or whether we're looking at a dramatic fall. I wouldn't be surprised if it continues this week and next. All I can say is good luck and don't …

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Making Sense Of Thursday’s Market Rout

My Comments: I make no claims about knowing what’s going on or how the future markets will unfold. I do know that I’ve been expecting a correction for months and have been on the sidelines since the recovery began last March. I’ve justified that because I’m more or less retired and don’t need to take …

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Two-Thirds of Americans Are in for a Huge Financial Shock in Retirement

My Comments: My time these days is spent promoting my book, The Dynamics of Retirement, and the complementary online course I created. I consider myself semi-retired. If you're interested, there's an image of the book just to the right on this page. People often fail to realize retirement turns out to be a 25-30 trek …

Continue reading Two-Thirds of Americans Are in for a Huge Financial Shock in Retirement

Systemic Racism and I

This topic is not easy to write about and come to terms with. As an elderly white man, my values were formed over decades. Before I became an adult, it was influenced by the social environment I grew up in and the guidance I received from my parents and family members. Since then I've managed …

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21% of Americans Risk Financial Struggles in Retirement for This Reason

My Comments: Yeah, I know. Retirement is far down the road and it's conceptually difficult to imagine yourself ever getting there. But unless you die first, you will get there. And when you do, you're still looking at another 25+ years of life with bills to pay. How will you handle that if you're broke? …

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How To Prepare For The Greatest Wealth Transfer In History

My Comments: As a nation, we have three concurrent crises to deal with. The first and foremost is the pandemic. Nothing we accept as normal is going to return to normal until we find a way to control it. And that's complicated by the fact there is evidence it's mutating and becoming more easily spread …

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