The ‘Yuge’ Republican Lie About the Deficit

My Comments: Yes, I’m a registered Democrat and have been since 1963. And, yes, I’m not happy about the growing Federal deficit. Two observations: (1) I’m OK with a deficit if there is bipartisan effort to see it as a potential problem and an effort is made to keep it a reasonable percentage of the …

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Health Care in Retirement

Will you be able to pay for healthcare in retirement? If you become physically or mentally disabled, how will you pay the bills to keep you alive? Not being able to pay for health care in retirement is a major existential threat for millions of Americans coming to terms with their pending retirement. If you …

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Retirement: Most Employers Don’t Have a Clue

My Comments: My entire professional focus these days is helping people retire. To that end I’ve created two online courses that I’m marketing nationally. This article from nextavenue.org points to one of the channels I’m trying to reach. At the local level, I’m prepared to hold workshops for any organization that sees this as an …

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Why Your Health Insurer Doesn’t Care About Your Big Bills

My Comments: This is a long and detailed story. But if you care about the national debate about health insurance and whether it’s in our best interest to push toward a system of universal health care, this is interesting. There are basically five stakeholders in the healthcare debate. They are (1) the consumer, (2) the …

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Small Fees Can Have A Big Impact On Retirement Accounts

My Comments: We live where the economic model is capitalism. There is no fundamental economic incentive beyond making money for those who provide goods and services to the general public. From time to time, society has found it appropriate to create transparency or to regulate a level of transparency that effectively mitigates against financial abuse. …

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How Are Spousal Benefits Calculated for Social Security?

My Comments: As with most Social Security calculations, this one is also prone to misinterpretation and mistakes made. My wife and I are an example. I claimed at my FRA (full retirement age) but my wife, 4 years younger, did not. We’re not sure why that happened but for whatever reason, she elected to file …

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Republicans Hate Deficits. Or at Least That’s What They Claim

My Comments: First my apologies for those of you who have little understanding of economics. You are clearly not alone as this article suggests. I’m reasonably well versed, having studied it since I was a college sophmore some 50 plus years ago. I consider Paul Krugman among the foremost authorities on global economics and his …

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