Will It Be Enough?

My wife and I have been more or less self-quarantined for some time now. Officially, lockdown in our county went into effect at 12:01 AM last night. With virtually no guidance from either Washington or the state capital, our local leaders decided it was time. We amuse ourselves reading, writing, phone calling, playing games on …

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Friday’s Thoughts re Bernie and Biden

You may not give a damn what my thoughts are about this falls’ coming election. And that’s OK, but for personal reasons, I want to put them on record. I think fundamental flaws have emerged over the past 5 decades in the economic and social structures we see today in the United States. It’s led …

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A Sign of The Times

I’ve experienced market chaos similar to what’s happening now in the first months of 2020. When it happens, there’s great gnashing of teeth, people freaking out everywhere, and catastrophists appear everywhere on TV and the internet. Unfortunately, some people’s lives will be turned upside down. One can make an analogy between this market chaos and …

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Should You Always Sign Up for Medicare Part B at 65?

First, everyone should understand that Medicare Part A covers inpatient hospital and skilled nursing care. Medicare Part B covers all outpatient needs, doctors services such as office visits and surgery, MRIs, chemotherapy and the list goes on. Second, to qualify for Medicare at all, one must work and pay taxes for 10 years or 40 …

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Problems Created by The SECURE Act

The SECURE Act, signed into law last December, brings important benefits for Americans, both retired and not yet retired. The Act will influence how you save money for retirement and how you withdraw money from retirement accounts in the future. It also includes rule changes that will cause distress for some. Given that none of …

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Climate Change and Retirement, Part 4

I first wrote about this issue last May  followed by parts 2 and 3 in November and December. I’ve found myself having two minds about climate change as an existential threat to society as we navigate through the 21st Century. On one hand, I think the threat is real, regardless of whether it’s a natural …

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How Long Will You Live?

A recent study suggests over 50% of adults age 50 or older underestimate their number. Obviously, if I ask you when you’ll die, you clearly have no answer to give me. By the same token, if you ask the same question of yourself, you might hazard a guess. Chances are your answer will be wrong …

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