Don’t even think of owning stocks unless you’re willing to buy and hold for at least 10 years

My Comments: This is an example of how headlines and breathless remarks from TV people can be misleading. Who exactly is the writer talking to? Are you in his target audience or is he just trolling for anyone? I don't have a clue if the writer is technically competent to make that statement or not. …

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Retirement – Avoid Outliving Your Money

As someone already in retirement, this is an issue I'm well aware of. It's not like it keeps me up at night but every time a large bill appears on the horizon, I become increasingly aware of the risk. For those of you still a long way from retirement, there are many issues over which …

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Spending Money in Retirement

We don't usually associate retirement with spending money but there's a very strong relationship between the two. While there are other reasons, the primary reason for retirement is not wanting to work any more. Which begs the question, how are you going to pay for it. In today's America, apart from the current pandemic with …

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9 Positive Words To Describe Retirement

What follows are some words commonly used to describe retirement. They are all positive and ignore the fact that for some people, they are illusory. As the global pandemic rages on, whether you're already retired or it's somewhere in your future, there is a now need to find good things to think about from time …

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Retirement and Taxes

If you're a functional adult and working for a living, taxes are always somewhere in the background of your financial well being. We don't have to like it, but it's a fact of life for most of us living today in America. At some point, you'll stop working for money and money will start working …

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Fixing America’s Retirement System

As we eventually emerge from the Covid19 pandemic crisis, dozens of formerly valid ideas are going to be questioned. My area of expertise is retirement planning and it's ripe with things to be questioned, looked at and discussed. Two things come to mind before I identify 3 possible ideas to become focused on. The first …

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Our Changing Society

A few days ago, I talked about how every 70-90 years or so, our society has experienced a dramatic upheaval. Starting with the American Revolution, the one we have now might be considered #4. In the roughly 85 years since the Great Depression, some of arguably the best years of our nation's history happened. Following …

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