World Trade Is Not A Zero-Sum Game

My Comments: I’ve long since concluded that many economic decisions and trade policies espoused and implemented by the current administration are foolish at best and potentially disastrous. I have no idea who they are supposed to benefit. I minored in economics in college and have been professionally involved in the money business most of my …

Continue reading World Trade Is Not A Zero-Sum Game

3 Possible Outcomes For The Market Now

My Comments: Whether you’re already retired and relying on saved money to pay your current bills, or only thinking about a future retirement and how to pay for it, how the markets behave greatly influences what you do and the peace of mind you have or don’t have. In a way, it’s like a broken …

Continue reading 3 Possible Outcomes For The Market Now

Annuities and Retirement

It’s entirely possible Congress will do it’s thing and pass new legislation now known as the SECURE Act. The name comes from Setting Every Community Up for Retirement Enhancement. I wrote about it earlier in July. A key provision of this pending legislation is that it will allow more businesses to offer 401(k) plans that …

Continue reading Annuities and Retirement

To Pay Fees or Not to Pay Fees?

After 43 years as an entrepreneur in financial services, I now think of myself as officially retired. But that doesn’t mean I’m divorced from what kept me busy those 43 years and provided a living wage. It’s just that my focus today is very different from what it was when I was trolling for new …

Continue reading To Pay Fees or Not to Pay Fees?

Minimizing Risk in Retirement

Some of you will read this and determine I’m trying to sell you something. To some extent you’re right as I would love to have you enroll in one of my online courses at Successful Retirement Secrets. On another level, I’m interested in helping you come to terms with what you should do with your …

Continue reading Minimizing Risk in Retirement

Insights About Your Retirement Savings

A sub-title for this blog post might be: Mutual Funds? Annuities? ETFs? Or what? My not so clever answer is “It depends…”. To which you will ask “on what?”. Here’s a list to start with: What types of investments have you been successful with? What is your level of fear that you’ll run out of …

Continue reading Insights About Your Retirement Savings

Investing for Retirement: What Price Are You Willing to Pay for Guarantees?

Life can be scary sometimes. It can be doubly scary when we realize personal financial decisions are inherently emotional decisions. Who among us has not made a bad choice along the way where money was involved? Conceptually, retirement is inherently personal. And the elephant in the room at first glance is almost exclusively a matter …

Continue reading Investing for Retirement: What Price Are You Willing to Pay for Guarantees?