This Map Shows Which U.S. Homes Will Flood Over the Next 30 Years Due to Climate Change

My Comments: I'm not usually a woe and gloom person. My glass is almost always half full. But when it comes to climate change and the existential threats we face living in Florida, I'm extremely glad our house in north central Florida is 100+ feet above mean sea level. by Geoff Dembicki \ 22 JUN …

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Health Savings Accounts Get Even Better

My Comments: Health Saving Accounts or HSAs are an IRS approved account where you set aside before-tax money and are allowed by make withdrawals tax-free for health related expenses. They'll prove to be a valuable tax free source of money in retirement, but you have to accumulate a meaningful supply of money in them before …

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Companies are racing to dump their pension plans

My Comments: This may have been written almost a year ago but it's even more relevant today. Last Tuesday I posted that I was cutting back to two posts a week, down from the five days a week routine I've been following since 2011. My new focus will be posts about 'retirement' issues. It's a …

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Retirement – Avoid Outliving Your Money

As someone already in retirement, this is an issue I'm well aware of. It's not like it keeps me up at night but every time a large bill appears on the horizon, I become increasingly aware of the risk. For those of you still a long way from retirement, there are many issues over which …

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The Missing Ingredient in Most Retirement Plans

My Comments: The author of this article makes an analogy between cooking and retirement. Miss a critical ingredient and it fails to work as expected. As we sit here with our brains in a knot attempting to find some rational return to normalcy, his comments to some degree conform to what I'm spending time with …

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Spending Money in Retirement

We don't usually associate retirement with spending money but there's a very strong relationship between the two. While there are other reasons, the primary reason for retirement is not wanting to work any more. Which begs the question, how are you going to pay for it. In today's America, apart from the current pandemic with …

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9 Positive Words To Describe Retirement

What follows are some words commonly used to describe retirement. They are all positive and ignore the fact that for some people, they are illusory. As the global pandemic rages on, whether you're already retired or it's somewhere in your future, there is a now need to find good things to think about from time …

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Retirement and Taxes

If you're a functional adult and working for a living, taxes are always somewhere in the background of your financial well being. We don't have to like it, but it's a fact of life for most of us living today in America. At some point, you'll stop working for money and money will start working …

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America’s Future Foretold

My Comments: Our recovery from our experience of the global pandemic will not be quick or inexpensive. We've already spent trillions of dollars and the damned thing is far from over. Society will look very different from what it was late last year. by Jim VanderHel & Mike Allen \ 19 APR 2020 \ https://tinyurl.com/y9ozjjy3

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How Living Longer Will Impact Your Retirement

My Comments: My posts last week focused on the stock market and my belief we're not yet near the bottom of the current cycle. This week, my attempts will focus on retirement issues. If you're 39 or older, you should find something of value here. I make no apology for promoting my recently published book …

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