The 6 Best Vanguard Funds to Own in a Bear Market

My Comments: Much of my retirement money is at Vanguard. At some point I’m going to decide we’ve hit bottom and move it back into Vanguard growth funds or ETFs. But right now, if you have the courage of your convictions, here are five low cost funds that you can use. If you are still …

Continue reading The 6 Best Vanguard Funds to Own in a Bear Market

Advertisements

Most Americans Fail at Financial Literacy. Here Are 3 Concepts You Absolutely Need to Know

My Comments: A dilemma for many people is they find the language used by those of us in the world of finance and economics very hard to understand. It goes in one ear and comes out the other. I’m about to launch an internet course that will help solve this problem. I call it Successful …

Continue reading Most Americans Fail at Financial Literacy. Here Are 3 Concepts You Absolutely Need to Know

The Fiduciary Rule Is Dead. What’s an Investor to Do Now?

My Comments: Under the Obama administration, a long awaited and necessary step was taken to introduce rules that protected consumers of investment advice. It created a fiduciary standard for licensed financial professionals that formalized a ‘best interest’ mindset for professionals when working with clients. Very soon after Trump became president, he announced this idea was …

Continue reading The Fiduciary Rule Is Dead. What’s an Investor to Do Now?

7 Myths About Variable Annuities: Exposing Their Dark Side

My Comments: Anyone now retired or thinking about retirement spends time and energy coming to terms with how to manage their money. Increasingly, fees charged by advisors and/or their companies are perceived as a threat somewhere along the way. However, unless you have the skills to do it all yourself, you are necessarily going to …

Continue reading 7 Myths About Variable Annuities: Exposing Their Dark Side

The market will crash this year — and there’s a good reason why

My Comments: Frankly, I have no idea if it will or not, but I tend to pay attention when people smarter than I start talking about stuff that is clearly an existential threat to my financial well being and that of my clients, family and friends. If the money you have saved is critical in …

Continue reading The market will crash this year — and there’s a good reason why

What’s Next For Investments???

My Comments: You have not heard much from me lately. That's because I've been spending hours and hours building an internet course on retirement planning. I'm not there yet but soon will be. Keep following this blog and you'll get an announcement when it's ready. In the meantime, we're at the end of Quarter 1 …

Continue reading What’s Next For Investments???

A Time for Courage

My Comments: In past blog posts I’ve shared the words, and wisdom, of Scott Minerd. He’s one of the principal brains at Guggenheim Partners, a major player on the world stage when it comes to investing money. (BTW, this pic of Scott is from 12/21/2015) Right now many of you are rightly worried by the …

Continue reading A Time for Courage