Where Are The Markets Likely To Go From Here?

Money, and having enough coming in every month to pay our bills is critical to our sense of well being. Right now there’s a lot of turmoil and confusion across the global economic spectrum and many of us are getting anxious about how this is all going to play out. What follows is yet another …

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To Pay Fees or Not to Pay Fees?

After 43 years as an entrepreneur in financial services, I now think of myself as officially retired. But that doesn’t mean I’m divorced from what kept me busy those 43 years and provided a living wage. It’s just that my focus today is very different from what it was when I was trolling for new …

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There are 3 fundamental money concepts most people still don’t grasp

My Comments: Financial literacy is becoming an obvious problem for millions of Americans. I’m not sure if there’s a way to fix it. Most people are either too busy to pay attention to their lack of knowledge, or are simply unaware they have little understanding of money, or since they don’t have any, it doesn’t …

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The 6 Best Vanguard Funds to Own in a Bear Market

My Comments: Much of my retirement money is at Vanguard. At some point I’m going to decide we’ve hit bottom and move it back into Vanguard growth funds or ETFs. But right now, if you have the courage of your convictions, here are five low cost funds that you can use. If you are still …

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Most Americans Fail at Financial Literacy. Here Are 3 Concepts You Absolutely Need to Know

My Comments: A dilemma for many people is they find the language used by those of us in the world of finance and economics very hard to understand. It goes in one ear and comes out the other. I’m about to launch an internet course that will help solve this problem. I call it Successful …

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The Fiduciary Rule Is Dead. What’s an Investor to Do Now?

My Comments: Under the Obama administration, a long awaited and necessary step was taken to introduce rules that protected consumers of investment advice. It created a fiduciary standard for licensed financial professionals that formalized a ‘best interest’ mindset for professionals when working with clients. Very soon after Trump became president, he announced this idea was …

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7 Myths About Variable Annuities: Exposing Their Dark Side

My Comments: Anyone now retired or thinking about retirement spends time and energy coming to terms with how to manage their money. Increasingly, fees charged by advisors and/or their companies are perceived as a threat somewhere along the way. However, unless you have the skills to do it all yourself, you are necessarily going to …

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