3 Reasons to Take Social Security at Your Full Retirement Age

My Comments: Despite the musings of The Donald, it's unlikely Social Security will go away. Today, over 64 million of us derive a benefit from this program. Many more millions of us contribute weekly to an account that, assuming we continue to live, will contribute to our future financial security. Each of us with a …

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Car Design Is About to Change Forever.

My Comments: The world continues to change and those of us who can accept and embrace these changes will be more likely to survive and thrive as the years inexorably roll by. Whether you're an investor, attempting to position your money to grow so you'll have more to spend in the future, or just someone …

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Warren Buffett Loves Index Funds, and Here’s Why You Should, Too

My Comments: In days past when I was professionally active as a registered investment advisor, index funds were boring. My attempts to add value to my relationship with clients was to provide exceptional insights into what was happening, and more importantly, was what going to happen. But I long ago realized I didn't have the …

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SHAM CHARITIES SCAMMED CONSUMERS OUT OF MILLIONS

Note from Tony Kendzior: This from the Florida Department of Agriculture and Consumer Services. It arrived in my inbox Sunday, 11 Oct 2020. A reminder that something you might want to have benefit from your generosity may not be what it seems to be. A sprawling fundraising operation that allegedly scammed consumers out of millions …

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How Much Retirement Money Will You Need?

My Comments: I define retirement as the point in time when you quit working for money and money starts working for you. The pandemic and the resulting economic chaos will manifest itself in many ways when it comes to retirement. For those of you still working, it may simply be the realization no one is …

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Two-Thirds of Americans Are in for a Huge Financial Shock in Retirement

My Comments: My time these days is spent promoting my book, The Dynamics of Retirement, and it's companion online course. I consider myself semi-retired. For most of us, retirement turns into a 25-30 trek into an unknown financial future, with new and unexpected financial pressures. Studies reveal that 1 in 5 seniors today are living …

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Why The Stock Market Is Poised To Disappoint For A Decade Or Longer

My Comments: I've been accused by some readers as being completely out of touch with reality. It's largely because my experience with markets over the past 50 years suggest the market performance over the past 6 months is divorced from reality. Meanwhile the market keeps showing signs of both optimism until it isn't. In my …

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A guide to Florida’s six constitutional amendments on the 2020 ballot

My Comments: It's my belief the coming election on November 3rd is the most consequential since I first registered to vote in 1965. Mindful there will be lots of choices to make, anything I can find to help my elderly brain sort through it all is helpful. This article appeared today and since I'm still …

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The House of Cards is Ready to Collapse

My Comments: I make no claim to being clairvoyant. I can assert, however, that until recently, I spent 45 years as a self-employed professional in financial services and have a basic understanding of how the investment markets work. What many observers miss when commenting is that those of us who are retired don't have decades …

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The Stock Market Flood Gates May Have Just Opened

My Comments: As I write this Tuesday morning, early trading suggests what happened last Thursday and Friday is continuing. I have no idea where today will end or whether we're looking at a dramatic fall. I wouldn't be surprised if it continues this week and next. All I can say is good luck and don't …

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