This Map Shows Which U.S. Homes Will Flood Over the Next 30 Years Due to Climate Change

My Comments: I'm not usually a woe and gloom person. My glass is almost always half full. But when it comes to climate change and the existential threats we face living in Florida, I'm extremely glad our house in north central Florida is 100+ feet above mean sea level. by Geoff Dembicki \ 22 JUN …

Continue reading This Map Shows Which U.S. Homes Will Flood Over the Next 30 Years Due to Climate Change

Health Savings Accounts Get Even Better

My Comments: Health Saving Accounts or HSAs are an IRS approved account where you set aside before-tax money and are allowed by make withdrawals tax-free for health related expenses. They'll prove to be a valuable tax free source of money in retirement, but you have to accumulate a meaningful supply of money in them before …

Continue reading Health Savings Accounts Get Even Better

Scenes From A Drive Across America

My Comments: Happy 4th of July, everyone! Today we celebrate the transition from monarchy to democracy as a guiding principal of the society in which we find ourselves. The words below bring back many memories. My parents and I subscribed to the National Geographic for decades and when they passed, I found myself with shelves …

Continue reading Scenes From A Drive Across America

The Manipulation of Southern Pride

My Comments: These are troubling times, and with good reason. I'm frustrated by my inability to do any more to effect a remedy than to occasionally share an idea or written word that comes to my attention. Here is one that I'd like to share with you. by Nick Mullins \ 13 AUG 2017 \ …

Continue reading The Manipulation of Southern Pride

Cognitive Dissonance: Before and Now

My Comments: The following was written over two years ago and involves a law student and his professor. It's illustrative of what we're experiencing now. It illustrates how someone, presumably intelligent, exhibits cognitive dissonance and is then rebutted by someone with far superior cognitive abilities. We're experiencing something very similar at the national level. In …

Continue reading Cognitive Dissonance: Before and Now

Market Update: The Tail Is Wagging The Dog

My Comments: After 45 years participating in the markets as an investor and as a Registered Investment Advisor Representative, I've become genuinely flummoxed by what we're seeing almost daily on Wall Street. In my limited frame of reference, it makes no sense. There are too many previously reliable signals that what we see happening suggests …

Continue reading Market Update: The Tail Is Wagging The Dog

Companies are racing to dump their pension plans

My Comments: This may have been written almost a year ago but it's even more relevant today. Last Tuesday I posted that I was cutting back to two posts a week, down from the five days a week routine I've been following since 2011. My new focus will be posts about 'retirement' issues. It's a …

Continue reading Companies are racing to dump their pension plans

Rogoff: Why This Time is Really Different

My Comments: Two things of note before you get too far into this post. One is that I distrust assertions that "...this time it's really different". Too often it proves to be wrong. This time it may be right. Two is that I'm scaling back my efforts to present a blog post every weekday. I've …

Continue reading Rogoff: Why This Time is Really Different

Trump is on to us, so I’m spilling the beans.

I've been outed, I tell you. Is it because I've been hiding in the closet for the past 70 years? NO!  Is it because despite my blog posts these many years, I'm actually a Republican? NO!  Is it because I've been ripping off unsuspecting clients for years and I'm now incredibly wealth? NO! Is it …

Continue reading Trump is on to us, so I’m spilling the beans.

The Fed’s Roadmap

My Comments: In earlier post's you've seen remarks from Scott Minerd, someone whose insights and judgements I've followed for years. As usual, he has some insightful comments about the current economy and how it might evolve going forward. I'll leave it to you to decide if he's right, but it's my firm belief he's not …

Continue reading The Fed’s Roadmap