My Comments: This is about portfolio allocation and philosophy. It takes a while for the dialog below to get to the point about what we in the money business refer to as the 60:40 Rule. During my professional lifetime it’s been the sweet spot between the 80:20 Rule where you have 80% of your money …
Author: Tony Kendzior - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Column: At Trump impeachment trial, Democrats are rudely making an overwhelming case for conviction
My Comments: NO Comments Needed… By Rex Huppke \ 12 FEB 2021 \ https://tinyurl.com/y554jpjn As a proud Republican member of the U.S. Senate, I would like to formally express my disgust — disgust, I tell you! — at the way my Democratic colleagues are conducting themselves during this ridiculous, illegal, unfair and unconstitutional impeachment trial …
The Dynamics of Retirement Online Master Class
Good news! I've dropped the price for my online class that teaches someone how to effectively plan for retirement. It's now only $97.00 and can be found here: https://successfulretirementsecrets.com/ Here is what you can expect to find: 22 video lessons across 4 modules. It’s a detailed and comprehensive retirement learning experience. You'll find 8 critical …
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“When I read Trump’s impeachment defense, I couldn’t stop laughing.”
My Comments: I respect professionalism whenever it manifests itself, whether in the world of money and finance, medicine, law, or whatever. When I saw this headline, I felt I had to read the article. And as an interested observer of the political chaos we've seen over the past several years, the narrative clearly satisfied my …
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It’s Time to Change How We Talk about ‘Retirement,’ Starting with the Word Itself
My Comments: There are many forces at work in society that are compelling us to re-evaluate how we think about things that before now were "normal". One of them is the concept of "retirement". As a financial planner for most of my 45 years as a financial professional, it was assumed that at a certain …
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We Are Now Officially In A Stock Market Bubble
My Comments: After 45 years of playing whackamole with the stock and bond market, I've long concluded I have zero access to a crystal ball. That being said, I now rely heavily on those whose expertise far exceeds mine and are far more likely to be correct than I ever hoped to be. If you …
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Why 62, 67, and 70 Are the Best Ages to Claim Social Security
My Comments: After earning a living as financial planner for many years, I've confronted the question of when to claim Social Security benefits both for my clients and myself. As I'm now semi-retired, I'm less inclined to post articles to my blog several days a week, but this topic demands some attention. If you were …
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How to Write a Will and Why You Need One (Even if You’re Young and Broke)
My Comments: I recently posted about why having a will is important. One reason the idea is not treated with the respect it deserves is that most people think it's necessary to hire an attorney, especially if you want to get it right, and there's a natural reluctance to get it done. These words from …
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America’s Hollow Middle Class
My Comments: I grew up in America believing I was a member of the American Middle Class. We were not poor people and we were not rich. We enjoyed the trappings associated with my father having a good job as a college educated engineering degree. We never missed a meal, always lived in a single …
Most Financial Plans Set To Fail Miserably Over The Next Decade
My Comments: Just to be clear, I have no clue what tomorrow will bring, much less what will happen over the next decade and longer. On one hand you have investment gurus arguing that 2021 is going to be a banner year for the stock market, along with other presumably knowledgeable gurus saying get ready …
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