Working Past 65 Can Affect Your Social Security Benefits and Medicare Premiums

Why age 65? Why is that such a pervasive number when thinking about retirement? My assumption is that it first appeared in documented action in 1935. That’s when Congress  passed the Social Security Act, designed to pay workers age 65 or older a monthly stipend from amounts they would pay into the system. I suspect …

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America’s long-term care crisis is worsening

My Comments: A massive problem for Americans going forward involves the cost of health care. I’m not here to offer ideas about how to solve that problem, that’s for our next elected leaders. I am here to tell you that if you haven’t already died, chances are you’re going to need some form of long-term …

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Millennials Will Get Sick and Die Faster Than the Previous Generation

My Comments: Much to my dismay, I was born five years before the advent of what today are known as the Baby Boomers. After that came their children, referred to as Generation X, followed by Millennials or sometimes Gen Y, and lastly, from 1996 to the present, Gen Z, iGen, or Centennials. Now we have …

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67% of Older Americans Wish They Understood Medicare Better

My Comments: As one of the Older Americans referenced in the title above, I can attest to being in the 33% with a good understanding of Medicare. I’ve had to pay attention since I still pay a lot of money every month to make sure my wife and I can access health care when we …

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3 Ways Bad Health Can Ruin Your Retirement

My Comments: The cost of health care in retirement can be dramatic. Things tend to go wrong as we age, and to the extent you want to maintain your lifestyle after retirement, we’re often faced with unpleasant choices. This is not intended to frighten you. If you’re as old as I am, you have long …

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Opinion: The U.S. can slash health-care costs 75% with 2 fundamental changes — and without ‘Medicare for All’

My Comments: We can argue ‘till the cows come home' about whether health care is a human right and how it should be paid for. Regardless of your feelings about it, what’s happening today is a necessary conversation. What we have now in America is a mess and changes are inevitable. If you follow any …

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No, undocumented immigrants don’t get Medicare for free

My Comments: The article that follows is part of my response to the current popular political phrase “Medicare For All”. Unfortunately, that’s an overly simplistic phrase that fails to properly reflect the underlying need for a total re-evaluation of our current health care delivery system here in the US. Yes, there’s a growing national discussion …

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