Spending Money in Retirement

Some of you will have heard me talk about the three phases of retirement. What I call the GO-GO Years, the SLO-GO Years, and finally, if you make it that far, the No-GO Years. There are going to be valid reasons to want to spend more money right after you retire. At the same time, …

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Why Own A Life Insurance Policy?

When I started my professional life in financial services, the world was a very different place. My first license gave me permission to talk about and get paid for selling life insurance policies. Here I am today, in my later years, almost fully retired, and only yesterday I received a call from an old friend, …

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A Short Retirement Checklist

Some of us are organized and some of us are not and the rest of us are 'sorta/kinda' organized. I’m in the 'sorta/kinda' organized group. I am, however, heavily invested these days in teaching others a process to follow when thinking about their future retirement. I’ve created an internet school called Successful Retirement Secrets™ where …

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The Coming Pension Crisis Is So Big That It’s A Problem For Everyone

If I believed it was so, I’d be writing that there’s no retirement problem looming over us. But there is a problem, and you and I alone cannot fix it. I’m not sure it’s fixable. All we can do is be aware of it and at a personal level, figure out ways to survive it. …

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Should high schools be required to teach financial literacy?

My Comments: Those of us with years under our belt know how confusing issues about money become. Without a working knowledge of how it works, we become quick victims of those willing to reach into our pockets and help themselves to our money. But, you say, it’s the American way. Some argue vehemently to limit …

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Retirement: Most Employers Don’t Have a Clue

My Comments: My entire professional focus these days is helping people retire. To that end I’ve created two online courses that I’m marketing nationally. This article from nextavenue.org points to one of the channels I’m trying to reach. At the local level, I’m prepared to hold workshops for any organization that sees this as an …

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The Trump tax law has big problems. Here’s one big reason why

My Comments: I take no pleasure in paying taxes. But I also understand why it’s necessary. My life as a tax paying adult, especially when it comes to earned income, has seen good and bad years. I’ve always assumed it’s my responsibility to figure out what to send the IRS and if I can’t, then …

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