Retirement: Most Employers Don’t Have a Clue

My Comments: My entire professional focus these days is helping people retire. To that end I’ve created two online courses that I’m marketing nationally. This article from nextavenue.org points to one of the channels I’m trying to reach. At the local level, I’m prepared to hold workshops for any organization that sees this as an …

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The Trump tax law has big problems. Here’s one big reason why

My Comments: I take no pleasure in paying taxes. But I also understand why it’s necessary. My life as a tax paying adult, especially when it comes to earned income, has seen good and bad years. I’ve always assumed it’s my responsibility to figure out what to send the IRS and if I can’t, then …

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The Ten Best Personal Finance Resolutions for 2019

My Comments:  As always, this is when I try to identify and make a list of things I want to do in the coming year. And as always, I might get one done but by the end of January, it’s all in the rear view mirror. But that doesn’t mean new year’s resolutions are a …

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The Most Overlooked Issue In Retirement Planning

My Comments: I’ve written life insurance policies on men, women and sometimes children for over 40 years. In almost every instance, objectivity was hard to come by. The idea of death is difficult to talk about, especially when it’s about your death, or those you love. As I’ve aged and come to terms with my …

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Why You Should Move Your 401(k) Into An IRA

My Comments: People become emotionally involved with their retirement accounts. With retirement money, there are components that reflect future peace of mind, freedom, independence and comfort levels. Making decisions about it are inherently difficult. Couple that with a feeling of intimidation resulting from, among other things, a lack of control over what’s happening with their …

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Caring for Your Aging Parents: How to Prepare

My Comments: Retirement is the third major time in people’s lives. It follows childhood and adulthood. Well, OK, a retired person is also an adult but retirement is a different stage. I describe it as when you turn off the ‘work for money’ switch and turn on the ‘money works for you' switch. Meanwhile, modern …

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The market will crash this year — and there’s a good reason why

My Comments: Frankly, I have no idea if it will or not, but I tend to pay attention when people smarter than I start talking about stuff that is clearly an existential threat to my financial well being and that of my clients, family and friends. If the money you have saved is critical in …

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