Expecting a Market Downturn? Follow the “Noah Rule”

My Comments: Readers of my posts know that most of them share ideas first articulated by others. This one got my attention since I had never heard of the “Noah Rule”. Early on, once you get past the definition, it becomes obvious that for too many of us, the rule should apply to a great …

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4 Ways to Ensure You Won’t Run Out of Money in Retirement

My Comments: I recently had a conversation with someone close to me about them making a renewed effort to stop smoking. It was triggered by the price of a carton if cigarettes when purchased here in Florida vs in Virginia. If the topic of this article wasn't so disturbing, it would compete with the effects …

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Retirement Is Changing Rapidly

My Comments: Millions of American are petrified of changes taking place in society. The old order of things has an appeal that causes them to take steps to preserve the past that would otherwise seem bizarre. As it is with retirement. The concept of working much of your adult life and then ‘retiring’ and living …

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Here are the two funds you need — before and after retirement

My Comments: Happy Thanksgiving!  Regardless of your circumstances, this holiday is a time to offer thanks for whatever good there is in our lives. The fact that I’m able to write this post and have some of you read it is cause for celebration. For that alone I’m very grateful. The idea expressed here has …

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You’ll Get Social Security Wrong Unless You Do This

My Comments: First, you may get it wrong or you may not. Second, since you don’t know when you will die, you’ll never be sure. Everyone with enough credits, and still alive, has to choose which one of the 96 available months they have to sign up for and start receiving retirement benefits from Social …

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6 Retirement Account Changes for 2020 You Should Know

My Comments: Wow, it’s already Thanksgiving week. With all that’s going on it’s easy to lose track. Because we have family members here this week, some from far away, I may miss a couple of blog posts. One of my thanks comes from the raft of information that washes over us every day. Here's some …

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Next recession: Crash warning signs include ‘mother of all bubbles’

My Comments: If you’ve followed me at all, you know I’ve been talking for the last few years that the laws of economics have not changed. History tells us there are good times and there are bad times. For the past few years, we’ve seen good times. Sooner or later, we’re again going to see …

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