Steps to Survive the Stock Market Mess

How old are you now? Your answer will direct you toward different decisions about the money you will need in the future. The current Covid-19 driven mess is probably the catalyst many of us have been expecting for the past several years. Not because we’re wizards but because sooner or later, something would happen on …

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What Has Happened to the Middle Class?

As I grew up in America, there was a prevailing narrative about the success of what was known as the ‘middle class’. These were people who clearly were not poor and yet could not be considered ‘rich’. As the decades passed, the ‘middle class’ began to collect another description. People were categorized as ‘lower middle …

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Economic Incentives for Climate Change

My Comments: What are your thoughts about climate change? Do you believe it’s real? If it is, how will it impact your life? Or the lives of your children and grandchildren? Will it affect where you choose to live, what to eat, how to invest your money? Personally, I think it’s very real, that it …

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Expecting a Market Downturn? Follow the “Noah Rule”

My Comments: Readers of my posts know that most of them share ideas first articulated by others. This one got my attention since I had never heard of the “Noah Rule”. Early on, once you get past the definition, it becomes obvious that for too many of us, the rule should apply to a great …

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4 Ways to Ensure You Won’t Run Out of Money in Retirement

My Comments: I recently had a conversation with someone close to me about them making a renewed effort to stop smoking. It was triggered by the price of a carton if cigarettes when purchased here in Florida vs in Virginia. If the topic of this article wasn't so disturbing, it would compete with the effects …

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Retirement Is Changing Rapidly

My Comments: Millions of American are petrified of changes taking place in society. The old order of things has an appeal that causes them to take steps to preserve the past that would otherwise seem bizarre. As it is with retirement. The concept of working much of your adult life and then ‘retiring’ and living …

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Here are the two funds you need — before and after retirement

My Comments: Happy Thanksgiving!  Regardless of your circumstances, this holiday is a time to offer thanks for whatever good there is in our lives. The fact that I’m able to write this post and have some of you read it is cause for celebration. For that alone I’m very grateful. The idea expressed here has …

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