What Defines Leadership?

My Comments: Some of my readers tell me I have TDS, which I assume to mean Trump Derangement Syndrome and not Tax Deducted at Source, or Total Dissolved Solids, or maybe The Dark Side.  If so, I suffer proudly. I've been exposed in one way or another to leadership issues my entire life. I've worked …

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3 Important Social Security Changes That Joe Biden Might Make Happen

My Comments: As someone who has held workshops on Social Security and how to navigate the sometime indecipherable language and complexities of the system, I'm very aware of it's flaws and it's benefits. Whether you abhor socialism or not, the Social Security apparatus in this nation of ours has evolved into a fact of life …

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Is Retirement Under Attack?

My Comments: I'm very aware I have a bias when it comes to voting for, or against, candidates for elective office and options to amend existing legal structures. I'm also unaware of anyone who does not have a bias. We are all the result of our individual and collective experience with life that defines who …

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3 Reasons to Take Social Security at Your Full Retirement Age

My Comments: Despite the musings of The Donald, it's unlikely Social Security will go away. Today, over 64 million of us derive a benefit from this program. Many more millions of us contribute weekly to an account that, assuming we continue to live, will contribute to our future financial security. Each of us with a …

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Car Design Is About to Change Forever.

My Comments: The world continues to change and those of us who can accept and embrace these changes will be more likely to survive and thrive as the years inexorably roll by. Whether you're an investor, attempting to position your money to grow so you'll have more to spend in the future, or just someone …

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Warren Buffett Loves Index Funds, and Here’s Why You Should, Too

My Comments: In days past when I was professionally active as a registered investment advisor, index funds were boring. My attempts to add value to my relationship with clients was to provide exceptional insights into what was happening, and more importantly, was what going to happen. But I long ago realized I didn't have the …

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SHAM CHARITIES SCAMMED CONSUMERS OUT OF MILLIONS

Note from Tony Kendzior: This from the Florida Department of Agriculture and Consumer Services. It arrived in my inbox Sunday, 11 Oct 2020. A reminder that something you might want to have benefit from your generosity may not be what it seems to be. A sprawling fundraising operation that allegedly scammed consumers out of millions …

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How Much Retirement Money Will You Need?

My Comments: I define retirement as the point in time when you quit working for money and money starts working for you. The pandemic and the resulting economic chaos will manifest itself in many ways when it comes to retirement. For those of you still working, it may simply be the realization no one is …

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Two-Thirds of Americans Are in for a Huge Financial Shock in Retirement

My Comments: My time these days is spent promoting my book, The Dynamics of Retirement, and it's companion online course. I consider myself semi-retired. For most of us, retirement turns into a 25-30 trek into an unknown financial future, with new and unexpected financial pressures. Studies reveal that 1 in 5 seniors today are living …

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Why The Stock Market Is Poised To Disappoint For A Decade Or Longer

My Comments: I've been accused by some readers as being completely out of touch with reality. It's largely because my experience with markets over the past 50 years suggest the market performance over the past 6 months is divorced from reality. Meanwhile the market keeps showing signs of both optimism until it isn't. In my …

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