Murphy’s Laws – Part Three

My Comments: Here is Murphy's Laws Part Three. This is the third of six such lists that I'm sharing with my readers. As a reminder, they're not in alphabetical order, so don't assume there's another message to interpret.   -Help a man when he is in trouble and he will remember you when he is …

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This Is The End Of An Era For The US News Media

My Comments: Fortunately, I live in a relatively small rural town that still has a viable daily newspaper. That's not to say I haven't thought about unsubscribing since it's now much thinner than before and yet much more expensive. What cost about $25 for a month's delivery to my house in 2013 is now $75. …

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The death of the department store and the American middle class

My Comments: First, a warning; the following words from Jason Del Rey read like an economic dissertation. For those of you interested in investing your money for future gain, or having a better understanding of why your middle class life seems to be declining, you may want to read it to the bitter end. For …

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Why it’s important for every adult to have a will

My Comments: I can attest to the fact that as your life plays out, there is an increasing realization that your end is coming. At the same time, there is sometimes a serious reluctance to come to terms with, and do something about, the various details of life that will inevitably end. When I was …

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Murphy’s Laws – Part Two

My Comments: Here is Murphy's Laws Part Two. This is the second of six such lists that I'm sharing with my readers. As a reminder, they're not in alphabetical order so do with then what you please. -Etorre's Observation:   The other line moves faster. -First Law of Revision:   Information necessitating a change of design will …

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Investors need to know exactly what being a ‘fiduciary’ advisor means

My Comments: Over the years, I've made a habit of telling any potential client that I embrace fiduciary standards when it comes to working with them. Too often they have no clue what I'm talking about, so I explain. If you find yourself talking with a financial advisor, whether it be at a bank, at …

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Murphy’s Laws – Part One

My Comments: We're all familiar with the common form of Murphy's Law which says to the effect that if something bad can happen, it will. What's lesser known are the many, if not hundreds, of other "Murphy's Laws" that have surfaced over the years. At some point in my history, I encountered such a list, …

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Vanguard Health Care ETF: A Sector That’s Both Defensive And Growing

My Comments: Following the market crash last March, and the relatively unsustainable surge upward over the intervening months, it's my belief that sooner rather than later, we'll have another crash. Too many people believe the economy is doing great, and are expecting stock market valuations to keep rising forever. They also have a hard time …

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3 Key Social Security Numbers You Need to Know

My Comments: The Social Security System is approaching a crisis that was last comprehensively solved in 1983. It was running out of money. No one had properly accounted for the fact people were living longer and the amount collected from pre-retirees wasn't enough to assure new retirees of continued benefits. The passage of time, increased …

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Climate change is already causing a housing crisis in America

My Comments: As my days on the planet slowly wind down, I'm very relieved that I somehow chose to live in inland Florida. Yes, we have our share of hurricanes but flooding where I live is not an annual event. I'm very happy to be 100 feet above sea level. And while this article talks …

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