Retiring in a down market can mean 2/3 less money for rest of your life…

My Comments: I’ve written about the risks of being alive. Not having enough money in retirement is one of them. This article, featuring comments by Jana Greer, CEO of American International Group, a multinational finance and insurance corporation, can be interpreted as a sales pitch that you may or may not respond to. For me, …

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Retirement: Most Employers Don’t Have a Clue

My Comments: My entire professional focus these days is helping people retire. To that end I’ve created two online courses that I’m marketing nationally. This article from nextavenue.org points to one of the channels I’m trying to reach. At the local level, I’m prepared to hold workshops for any organization that sees this as an …

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Small Fees Can Have A Big Impact On Retirement Accounts

My Comments: We live where the economic model is capitalism. There is no fundamental economic incentive beyond making money for those who provide goods and services to the general public. From time to time, society has found it appropriate to create transparency or to regulate a level of transparency that effectively mitigates against financial abuse. …

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Got a will? Here are 11 more end-of-life documents you may need

My Comments: Most of you know that I’m now semi-retired. My transition to full retirement is ongoing and may not happen until my lights go out. This outcome is more and more common these days. Many millions of us are not ready to fully retire and we find ways to continue doing what we’ve done …

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Getting Ready to Start Your Retirement

My Comments: The woods are full of people attempting to help you prepare for your retirement. Almost all of them want to give you investment advice which may or may not be good advice. It’s an accepted fact that life in 21st Century America is better with more money than it is with less money. …

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Is an HSA a Good Place for My Retirement Savings?

If you think your HSA is only good for covering medical expenses, you're overlooking one of its key benefits. My Comments: This is #4 in a series of 6 blog posts intended to help someone not yet retired, and under Medicare age, make an informed decision about their health insurance. There are restrictions on who …

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Housing Bubble #2 Is Bursting… How Low Will It Go?

My Comments: A critical element when it comes to planning for retirement is ‘where do you want to live?’ with the emphasis on ‘WHERE…’. And it’s not only ‘where on the planet’ but ‘what kind structure’, ie a house, an apartment, an RV, or something in between. And after that, do you own or rent? …

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