My Comments: As mentioned recently, all our lives will end sooner or later. Meanwhile, I’ve found it always helpful to limit stress along the way and financial issues have a way of getting complicated from time to time. As we age many of us become a little goofy which can lead to poor financial decisions. …
Continue reading Plan Ahead: A Checklist for Financial Decisions as You Age
My Comments: I’m relatively powerless as I'm just one of almost 333M people now living in these United States. But I have a voice and at least a few people read my blog posts. What appears below appeared as my post on June 2, 2017, about 6 months after Donald Trump assumed office as President …
My Comments: This warning notice came to me from a woman I trust whose professional focus is helping those of us who are in the later stages of our lives. Her name is Star Bradbury and she lives here in Gainesville, Florida. Her recent email to me about this potential financial threat arrived in my …
Continue reading FBI Warns of Huge Uptick in Elder Financial Scams!
My Comments: If you’ve read my recent posts, you’ll know I’ve spoken about fiduciary standards and encouraged you to specifically ask whether the money person you’re talking with is willing to declare themselves a fiduciary. That declaration holds them responsible for acting in your best interest. Yes, there will always be the occasional con man, …
Continue reading What Is The Upcoming Retirement Security Rule, and Will it Help You?
My Comments: Not all of these are absolutely necessary, but to the extent you’ve not yet considered any of them, much less all of them, now is a good time to get your ducks in a row. Chances are if you’re reading this, you’re well on your way through life and no one has a …
My Comments: First, I was never a Baby Boomer since I’m from the Silent Generation. But what follows here is good information. I “retired” at age 70 and quickly became what I refer to as “terminally bored” and it wasn't long before I became “un-retired”. Fortunately things have worked out OK for me and I …
Continue reading I’m a Baby Boomer Who Had To Un-Retire: 3 Money Lessons I Wish I’d Known
My Comments: I recently received an email from Don Graves, the author of the following words since I’m on his list of contacts. I got that way several years ago when I spent six months studying for and passing an extensive license process to be qualified to offer reverse mortgages to anyone interested. Then along …
Continue reading An Idea to Help Manage Seven Common Retirement Disruptions
My Comments: I’ve taught Social Security workshops over the years and both my wife and I signed up for benefits. I think I know a little about this issue but this question inevitably resurfaces. And it’s become more problematical since there’s discussion now about changing the age criteria. This is largely because so many of …
Continue reading When Should You Start Social Security Benefits? It Depends
My Comments: As a financial planner for the past five decades, I’ve seen my share of success and of failure. These days, too many folks have money worries that are very uncomfortable. It’s largely because while you’re young and working, it’s hard to conceive the day will come when your income stops or dramatically slows …
Continue reading Four Unseen Icebergs That Could Sink Your Retirement Plan
My Comments: If you’re still working and expect to continue living, chances are you’ll decide at some point to retire. That’s when you stop working for money and money starts working for you. The trick is to have enough to maintain your chosen standard of living. I’m hoping you’ll read the few words below and …
Continue reading Can You Pass This Retirement Literacy Quiz?
Helping Define Your Financial Future 