My Comments: Today is Tuesday so today I talk about Social Security. These comments by Dan Caplinger may be old news, but for those of you just starting to think about retirement, know that Social Security is a fundamental income component for millions of people. Chances are, you'll be in that group. The sooner you …
Continue reading Are You Ready to Take Social Security Benefits?
My Comments: First, my thanks to all of you who wished us well during IRMA’s visit to Florida. We came through unscathed. We were without power for a number of days and believe me when I tell you cold showers every day are not much fun. And we are now watching Maria carefully. Second, there …
Continue reading Don’t Screw Up Index Investing By Making These 3 Mistakes
My Comments: Demographics and interest rates are things over which few people have any control. It used to be DEATH AND TAXES, but not anymore. Before DEATH these days is an insidious threat called Long Term Care, or LTC. We can agree it’s not OK to just take old people out into the woods and …
Continue reading The Cost of Long-term Care is Going to Bankrupt Us
My Comments: No, I am not trying to sell you a reverse mortgage. I AM saying you should NOT dismiss them out of hand. Under the right circumstances, they are a valuable tool. As a disclaimer, you should know that I arranged one for myself a year ago. As a financial planner, I’ve encouraged clients …
Continue reading Could a Reverse Mortgage Save Your Retirement?
My Comments: I’m increasingly asked about signing up for Medicare at 65 or not. This happens as more and more of us are still working at age 65 and expect to keep working for several years to come. This article by Matthew Frankel will give you the background necessary to help your decision. by Matthew …
Continue reading Why Sign Up for Medicare If I Have Insurance Already?
My Comments: First of all, Happy Labor Day to everyone. I trust you are able to take some time off to spend with family or do something fun to celebrate the end of summer. I’m working very hard these days to complete a project that I call Successful Retirement Secrets (SRS). My plan is to …
My Comments: Are you a middle-class American? I used to be and may still be, but those like me are a dying breed. The economic devastation now engulfing a huge portion of Texas is going to reverbrate across the nation. Apart from the humanitarian crisis, it will add to the unseen crisis affecting middle class …
My Comments: I wasn’t here in 1929 but I was here in 2000. If there is such a thing as handwriting on the wall, you should be able to see it. We’d had a great run up and the year 2000 was just around the corner. Everyone was worried that our computers would crash because …
Continue reading U.S. Stock Valuations haven’t been this Extreme since 1929 and 2000
My Comments: I wasn’t here in 1929 but I was here in 2000. If there is such a thing as handwriting on the wall, you should be able to see it. We’d had a great run up and the year 2000 was just around the corner. Everyone was worried that our computers would crash because …
Continue reading U.S. stock valuations haven’t been this extreme since 1929 and 2000
Friday = Random Thoughts Some of my Facebook friends may not realize I too want Donald Trump to be successful as President. Yes, I disagree with many of his positions on issues, but that alone isn’t enough for me to oppose him at every turn. For many years I played golf regularly with a group …
Continue reading The New World Order Is Leaving the U.S. Behind
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