Ideas to help preserve and grow your money
My Comments: This article appeared a dozen years ago in a magazine I follow called Financial Planning. The article describes a list of options to be aware of that are very valid today. It sets the stage for a series of posts I intend to share with you in the coming weeks. It’s about an …
Continue reading The Dreaded Question: Should You Have Long-Term Care Insurance?
My Comments: The older you get, the more you accept that the end happens to all of us. I encourage you to make a serious effort to make sure whatever you leave behind flows freely downstream to the right place or people. This summary will help you avoid serious mistakes made by others that result …
Continue reading 12 Assets To Avoid Leaving to Your Heirs When You Die
My Comments: I recently received an email from Don Graves, the author of the following words since I’m on his list of contacts. I got that way several years ago when I spent six months studying for and passing an extensive license process to be qualified to offer reverse mortgages to anyone interested. Then along …
Continue reading An Idea to Help Manage Seven Common Retirement Disruptions
My Comments: For many, getting serious about retirement doesn’t happen until someone reaches their 50’s. There’s too much other stuff going on. But sooner rather than later, you have to make sure you’ll have enough money to sustain yourself for the next 30+ years. This is critical if you don’t want to find yourself climbing …
Continue reading 8 Proven Investment Options to Safeguard and Grow Your Retirement Money
My Comments: I’ve taught Social Security workshops over the years and both my wife and I signed up for benefits. I think I know a little about this issue but this question inevitably resurfaces. And it’s become more problematical since there’s discussion now about changing the age criteria. This is largely because so many of …
Continue reading When Should You Start Social Security Benefits? It Depends
My Comments: Long Term Care is an insidious financial threat for all of us. The potential for it to cost far more than our financial resources can handle is very real. The only remedy I’m aware of is to die before that happens, and I, for one, am not ready for that to happen. So …
Continue reading 4 Times Long-term Care Insurance is Worth It
My Comments: As a financial planner for the past five decades, I’ve seen my share of success and of failure. These days, too many folks have money worries that are very uncomfortable. It’s largely because while you’re young and working, it’s hard to conceive the day will come when your income stops or dramatically slows …
Continue reading Four Unseen Icebergs That Could Sink Your Retirement Plan
My Comments: Soon after I “retired”, I became what I describe as “terminally bored”. That resulted in my returning to work, albeit part-time without some of the stress from working full-time. However, I find I still have to work hard to keep from watching the clock all day long. The following seven habits include obvious …
My Comments: These words appeared some time ago but are still very relevant to those of you expecting to retire at some point. Yes, it’s difficult to think about, but if you remain alive and well, retirement will arrive and having a developed framework in place will help you enjoy your retirement. As someone who …
Continue reading 5 Commonly Held Beliefs About Retirement That Are Simply Wrong
My Comments: Many here in the US continue to deride those of us who believe climate change is real. Much of that is political and to the detriment of all of us. My family lives in Florida and while our insurance rates have not increased to the extent described below, they have gone up. The …
Continue reading Climate Change is Fueling the US insurance Problem
Helping Define Your Financial Future 