My Comments: Some days it seems like I’m facing a losing battle with those who vigorously tell us the economy is great and everyone should chill out and put more money into their market accounts. Then I find something like this that supports my gut feeling we have a lot of uncertainty ahead and before …

Continue reading The Stock Market Just Doesn’t Get It

My Comments: There is a huge issue involving the locally owned utility and monthly bills sent to people who live here in North Central Florida. It’s not uncommon for someone in a 2,000 square foot house to get a monthly bill of over $600 for the cost of utilities, much of that for electricity. Couple …

Continue reading The Deadly Calculus of War and Energy Prices in Europe

My Comments: I’ve written before about how stock and bond values are NOT joined at the hip with the state of the national economy. This essay by Lawrence Fuller suggests how that disconnect may play out for those of us with money invested in the markets. My gut tells me the odds of there being …

Continue reading Don’t Look at The Economy Through the Lenses of The Market

My Comments: As someone covered by Medicare for over a decade, I can readily attest to its validity as a health insurance mechanism. Despite my being licensed as a Florida insurance agent, this post is not intended to support any specific Medicare supplement insurance company. You don’t need me for that.   What I’ve posted …

Continue reading Is Medicare Supplement Insurance Right for You?

My Comments: My wife and I are “elderly” and both of us take a significant number of prescribed medications every day. Fortunately, mine fall into the generic category and my co-pays are relatively insignificant. However, my wife has diabetes, and the annual cost of insulin is essentially through the roof. Her co-pays are significant for …

Continue reading What The Inflation Reduction Act Means for Drug Prices

My Comments: My post yesterday was to suggest the S&P 500 was headed lower over the next few months. What appears here tends to support that premise. If you’re looking for reasons to be very cautious with your money these days, this might convince you. by David H. Lerner \ 21 AUG 22 \ https://tinyurl.com/2p8wy6hj …

Continue reading Wall Street & Main Street Cheer Lower Oil Prices, But…

My Comments: If you’ve been aware of stock and bond market trends for any length of time, you’ve very aware there are those who believe one thing and others who believe the exact opposite. Apart from this confirming NO ONE KNOWS what’s going to happen next, my personal expectation is potentially confirmed by the comments …

Continue reading The SP500 May Soon Be Handed a Harsh Dose of Reality

My Comments: There’s a lot of stress in the news these days and all of you are exposed to it. I’d like to think some of it will be at least temporarily resolved by November when the mid-term elections are behind us. But my focus professionally is about money and how to manage it and …

Continue reading Five Important Conversations About Retirement

My Comments: Today’s featured article includes this sentence: “The Era of Cheap Money is OVER!”.  My interpretation is that interest rates will continue to increase, thanks in part to the Federal Reserve, and that our money, used to sustain our lives in today’s society, will continue to shrink in value compared to what it is …

Continue reading The Ballooning of Inflation

Is it really a duck? For most of us, articles that speak to the state of the economy are gibberish, since they always include terminology and concepts foreign to someone without a background in economics. But if it looks like a duck, and quacks like a duck, should be assume it really is a duck? …

Continue reading If It Looks Like a Duck, And Quacks Like a Duck…