First, I AM NOT AN ATTORNEY. DO NOT RELY ON ME FOR LEGAL ADVICE! Last Friday, I gave you trusts #1 thru #3 of the Top Ten Trusts. my purpose here is to give you a layman's summary of trusts you might use as you plan your financial life into the future. There are many …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
You Can’t Train A Great White Shark – Or Control Global Trade
My Comments: Economics is a complex and confusing discipline. It takes years of study to begin to understand the dynamics involved, much less fully understand how it all works. If you read my posts, you know that I have little respect for those in Washington, DC who attempt to manipulate the variables associated with free …
Continue reading You Can’t Train A Great White Shark – Or Control Global Trade
Will There Be A Recession Soon?
My Comments: Having been around for a few years, I can tell you without question that while the good times come to an end, so do the bad. And vice versa. We’re now ten years plus into an economic expansion which can be translated to read good times. When and if it reverses, and I …
Generic Meds May No Longer Be A Good Idea
My Comments: this topic is way off base for me. But as a consumer of more generic meds than I'd like to admit, it made me pause. Maybe I should share it with my readers who also take generic drugs? It was written by Suzy Cohen, a registered pharmacist from Florida, who writes frequently about …
One-Third of Adults Age 50 and Over, Aren’t Prepared For Retirement
That headline should cause Generation Xers and Millennials to pause and consider. It comes from a poll by the Associated Press - NORC Center for Public Affairs Research. And yes, before you read any further, this post is a commercial directed at GenXers and/or Millennials among my readers. (Maybe you could forward this to someone …
Continue reading One-Third of Adults Age 50 and Over, Aren’t Prepared For Retirement
Top Ten Trusts – 1 thru 3
First, I AM NOT AN ATTORNEY. DO NOT RELY ON ME FOR LEGAL ADVICE! However, I have been a financial planner for a long time and do know something about the relevance of trusts and how they might be used in a financial planning context. I decided to talk about this today ( and on …
Re-inventing Retirement Planning
Successful Retirement Secrets, the online course I’ve created is billed as a “new way to think about and plan for retirement”. It’s targeted at the Gen-X and millennial generations since it takes more than a few years of effort if you want to arrive at retirement and be ready for it. First off, the idea …
A Life Annuity vs Monthly Payments
The idea expressed here was inspired by changes being made to the TSP platform. TSP stands for Thrift Savings Plan, one of the primary platforms used by Federal employees, members of the military, and certain others engaged in federal service, to set aside money from earned income to be used later in retirement. Since I'm …
Forget Your Real Age, Plan Your Retirement Around Your ‘Biological Age’
My Comments: Call me old fashioned but I’ve always defined my age as the number of birthdays I’ve celebrated. There’s been a lot of them. In terms of retirement, and when you trigger that event, in my world it’s largely driven by the number of dollars you’ve set aside to pay your bills when you …
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More Social Security Facts
The current regime in the White House and Congress has provided ever increasing pressure on the economy by it's actions, among them the 2017 tax act and the trade war. As it happens, recent increases in the national debt is pushing us toward a crisis. Whenever crises happen, people for scapegoats. Some would have you …
Helping Define Your Financial Future 