My Comments: The world is ‘a changin’. This was written just a little over two weeks ago. And now we hear Russia has sent cruise missiles from its’ navy ships into Syria. NATO is paying very close attention, given that Turkey is a member nation; this could get really ugly before its over. By Fred …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Hump Day: American Tourist’s Facebook Post About England Has Gone Viral
My Comments: England was my home until 1950, when I first came to the states. I have family there, along with memories of time spent with grandparents, aunts, uncles and cousins. While proud to be an American, I feel a little glee every time I come across my childhood issued British passport. I understand the …
Continue reading Hump Day: American Tourist’s Facebook Post About England Has Gone Viral
Bernie Sanders Is About as Radical as Harry Truman
My Comments: I have only vague memories of Truman; I was just 12 when he died. My father didn't have kind words for him, but then he didn’t have kind words for any politician. For much of my adult life I’ve thought of myself as a rightward leaning Democrat, but as the country has drifted, …
Continue reading Bernie Sanders Is About as Radical as Harry Truman
Gatorade 50 Years Later
My Comments: I had the pleasure, and the good fortune, to know Dr. Cade personally. Along with other friends and associates, we enjoyed lunch together over countless days. We told stories, talked business, sports, and shared gossip. He was delightful to be with and those days leave lasting good memories for me. The headline of …
“Borrowing” from Retirement Savings
My Comments: There is a fundamental truth to be gleaned from demographics. A great majority of us live well into our 80’s and beyond. And given the nature of our society, it’s better to have more money than less money. Accounts like an IRA, or a 401k or any number of other titles, implies that …
Big Oil Is Changing It’s Mind
My Comments: For me, economics is a fascinating subject. For you, probably not so much. Environmentalists are cheering the announcement by Shell they are abandoning their efforts to drill for oil in the Arctic waters for which they own the rights. Some will attribute this to media pressure about the likely environmental costs, but I …
More Market Mayhem On Its’ Way
My Comments: History does typically repeat itself. Whether its human frailty or the laws of physics, the past is usually a glimpse into the future. Cries of ‘this time it’s different’ usually prove to be false. It’s not what happens that has a critical effect on your financial future, it’s how you manage the inevitable. …
PPACA and Premium Increases
My Comments: 40 years ago I cut my teeth as a financial advisor, selling health insurance policies to local families. Many of them were employed at the University of Florida and all paid exactly the same premiums. Older folks were effectively subsidized by younger folks, which meant that if what I sold was age sensitive, …
Hump Day: Dumb Cheese Jokes
This is but the second week of this effort and quality stuff is hard to find. This doesn’t quite rise to the level of what I want but I was desperate. Answers below. 1. What did the cheese say to itself in the mirror? 2. Which hotel do mice stay in? 3. What do you …
The Fed’s Dilemma
My Comments: Last week the Fed board of governors met and nine of the ten voted to NOT raise the Federal Funds Rate. That’s the rate charged to commercial banks who borrow money from the Federal Reserve. It’s the fundamental tool used by the central bank to influence the economy. For those of you who …
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