Should high schools be required to teach financial literacy?

My Comments: Those of us with years under our belt know how confusing issues about money become. Without a working knowledge of how it works, we become quick victims of those willing to reach into our pockets and help themselves to our money. But, you say, it’s the American way. Some argue vehemently to limit …

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A 20-step Guide to a Horrible Retirement

My Comments: Retirement is not all about money. Yes, having enough money helps a lot, but it’s only part of the puzzle. These 20 steps leaped out at me because so many of them are the default response for millions of people these days. For over 43 years, I’ve spent my life helping people grow …

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Asset Allocation Explained

Most of us attempt to save money. We know there will come a time when what we save today will be needed to pay for things tomorrow. Our choices about how to do this are varied, mysterious, and confusing. Too often we take the easiest path and hope for the best. We congratulate ourselves for …

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A Radical, Redistributive Re-imagining of Capitalism?

My Comments: I recently had published in the local newspaper an article I wrote where I described myself as a Social Capitalist. It’s my effort to imply that I’m a capitalist with a social conscience. The challenge for society is to properly define the extent to which pure, unfettered capitalism can be modified to satisfy …

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There are 3 fundamental money concepts most people still don’t grasp

My Comments: Financial literacy is becoming an obvious problem for millions of Americans. I’m not sure if there’s a way to fix it. Most people are either too busy to pay attention to their lack of knowledge, or are simply unaware they have little understanding of money, or since they don’t have any, it doesn’t …

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The US could lose its crown as the world’s most powerful economy as soon as next year, and it’s unlikely to ever get it back

My Comments: It’s my belief that the current administration, in their efforts to Make America Great Again, are doing it wrong. From efforts to remake NAFTA, not participating in the Trans-Pacific Partnership, misguided tariff policies, efforts to limit immigration as existing Americans are having fewer children, tax laws that serve to benefit the already rich …

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Will Social Security Be Around for Your Grandchildren?

My Comments: Maybe. But without some changes, what they get may be very different from what folks are getting today. I’ve written several times about how to fix the system without pushing the economy into chaos. Just know that the longer the wait until changes are made, the more disruptive it will be for everyone. …

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Lawmakers Are Talking About Comprehensive Retirement Reform

Yes, I sometimes sound like a broken record, but… I’m doing all I can to persuade a younger generation that thinking about a future retirement is important. And then actually do something to make success more likely. In terms of reform, I see an initial effort by Congress to move the goal posts. This is …

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How a Shifting Climate Is Transforming Florida

My Comments: I’ve lived my entire adult life in the State of Florida, far from the Keys, which is where this article by Rawaha Haile is focused. My part of Florida is very different. For one thing my house is 75 feet above sea level, it’s surrounded by large oak trees, there’s a cow pasture …

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A Recession Is Coming, And Maybe a Bear Market, Too

My Comments: I’ve lived on this planet long enough to know that when pundits declare “It’s different this time!”, they are wrong. The timing is always different, but the outcome is never in doubt. I will admit to being wrong about when the next market crash will happen. I’ve been expecting one for a few …

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