Minimizing Risk in Retirement

Some of you will read this and determine I’m trying to sell you something. To some extent you’re right as I would love to have you enroll in one of my online courses at Successful Retirement Secrets. On another level, I’m interested in helping you come to terms with what you should do with your …

Continue reading Minimizing Risk in Retirement

Reverse Mortgages and Retirement – Part One

A much maligned financial planning tool is the reverse mortgage. And there is good reason why it had a bad reputation. Notice I use the word ‘had’. My position today is there is no reason to simply walk away because of that reputation. It no longer applies. First, a little background. When buying a house …

Continue reading Reverse Mortgages and Retirement – Part One

Investing for Retirement: What Price Are You Willing to Pay for Guarantees?

Life can be scary sometimes. It can be doubly scary when we realize personal financial decisions are inherently emotional decisions. Who among us has not made a bad choice along the way where money was involved? Conceptually, retirement is inherently personal. And the elephant in the room at first glance is almost exclusively a matter …

Continue reading Investing for Retirement: What Price Are You Willing to Pay for Guarantees?

6 More Regrets to Avoid in Retirement

Yesterday I asked if you were feeling lucky. The idea being that if things work out for you, your journey end will arrive with few regrets. Before you conclude I’m trying too hard to deny you years of fun and games, I’m really focused on helping you enjoy a worry free and financially secure retirement. …

Continue reading 6 More Regrets to Avoid in Retirement

High Income Inequality Hurts Social Security’s Finances

45 million people is a lot of potential voters. That’s the number of American receiving retirement benefits every month. As 2035 gets closer and it becomes obvious changes have to be made by Congress to maintain Social Security, how many of those potential voters are going to elect someone willing to let Social Security die? …

Continue reading High Income Inequality Hurts Social Security’s Finances

The New Normal for Retirement: There Isn’t One

I grew up thinking I’d retire when I reached 65. That was in 2006. For a lot of reasons, here I am in 2019 calling myself semi-retired and working about 30 hours each week. Yes, I no longer have to put on a coat and tie and wander around town looking for new clients. And …

Continue reading The New Normal for Retirement: There Isn’t One

Why You Should Create a My Social Security Account

Can you believe it??? Capitalism and socialism working together? Whoever caused that to happen should be voted out of office… What were those bas**rds thinking? Actually, there are more than 60 million Americans today who rely on monthly checks from the Social Security Administration. And believe it or not, there is a damn good website. …

Continue reading Why You Should Create a My Social Security Account