My Comments: Few of you reading this are confused about my politics. So I share these words with you as someone trained in economics and finance who has been an entrepreneur in financial services for over 42 years. Our society gives us, via the Constitution, the ability to express which values are important to us …
Tag: money management
Millions Of Americans Are Leaving Social Security Spousal Benefits On The Table
My Comments: Facing retirement without enough money is a frightening prospect. And leaving money on the table that you can claim doesn’t make much sense. These words from Laurance Kotlikoff might apply to you if you’re between ages 64.9 and 68. by Laurence Kotlikoff \ October 15, 2018 Summary • The 2015 Social Security amendments …
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The Next Bear Market is Coming, but it Should Be Less Fierce than the Last Downturn
My Comments: I’ve been cautious for a long time. Some would say too long since it means I’ve missed some great advances in the markets. But I’ve reached an age where I simply don’t want to be stressed and watch huge chunks of our money disappear. That being said, I can only urge you to …
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11 Proven Ways to Boost Your Retirement Income
My Comments: Personally, I’m completely invested in #4, #6, #8, and #9. I’m working hard on #1 and #10. What you choose is entirely up to you. Boosting your retirement income is not about accumulating more stuff. It’s about enjoying life, completing your bucket list of things to do, and having money to pay your …
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Retiring Soon? Plan for Market Downturns
My Comments: Are you nervous yet? If you have 20 years or so until you retire, you may not need to be nervous. But if retirement is just around the corner, then you need to start being defensive, if you’re not already. There are a number of pressures building in the markets. This gives you …
Successful Retirement Secrets™
My Comments: I am now among the ranks of internet publishers! Almost four years in the making, Successful Retirement Secrets is an internet course that teaches a system to help you process retirement information. The goal is to arrive at retirement ready with enough resources to live your life to the fullest with a minimum …
Civility Has Its Limits
My Comments: Instant gratification, or the desire for it, is the norm in 21st Century America. It may be OK when you discover you’re hungry and have no need to go into the woods and shoot something, or instead of waiting days for the mail to arrive, you simply go to your phone and look …
4 Financial Life Stages and How to Plan for Them
My Comments: As a financial planner, I’ve described the three primary phases most of us travel through in life: childhood, adulthood, and retirement. As a child, we’re dependent on others to maintain our lives; as adults we’re dependent on our ability to fend for ourselves and typically work for money; in retirement we’re dependent largely …
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Listen to the IMF’s new warning, economist says, and cut your exposure to US stocks
My Comments: The International Monetary Fund (IMF) is an international organization headquartered in Washington, D.C., consisting of "189 countries working to foster global monetary cooperation, secure financial stability, facilitate international trade, promote high employment and sustainable economic growth, and reduce poverty around the world." They recognize that market crashes happen from time to time, and …
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4 Signs You’re Thinking About Social Security Benefits the Wrong Way
My Comments: For millions of us, Social Security has become a critical source of income if we expect to continue our current standard of living into the future. For those of you not yet claiming benefits, these four items are critical to your future retirement success. Christy Bieber \ Oct 7, 2018 Social Security benefits …
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Helping Define Your Financial Future 