My Comments: Retirement is an increasingly critical topic as more and more of us are closing in on it or are already in transition. The questions are legion: Are we ready for it? Will we have enough money? How safe are our investments? How will we pay our likely medical bills? Will Social Security be …
Continue reading Secrets Of A Successful Retiree: From A Retirement Professional
My Comments: This is an alarmist headline written some five months ago. Because the ‘disaster’ has not yet happened, there’s a false assumption that it won’t happen. Markets crash, whether we like it or not. No amount of bluster by the political party in power or the efforts of the Federal Reserve will change the …
Continue reading America Is Overdue for Another Economic Disaster
Tony’s Comments: What is often overlooked by those writing about the impending doom of the stock market is the age of the reader. What I mean by this is that if you are trying to accumulate money for your eventual retirement, and you have 20 or 30 years between now and then, much of what …
Continue reading The Longest Bull Market In History And What Happens Next
My Comments: The article I share with you here appeared in Forbes, which no one thinks of as a liberal rag. The reality is that free markets evolve over time, with some markets proving resilient and profitable, and some going the way of the dodo bird. Putting limits on free trade makes little sense to …
My Comments: Social Security benefit payments are critical for millions of Americans. When you apply and the amount of money you are entitled to is a decision fraught with uncertainty. Since none of know how our life is going to play out, all we can do is develop an understanding of our choices so that …
Continue reading 3 Myths About Your Social Security Filing Age
My Comments: After 40 plus years as a financial/retirement planner, I’ve lost count of the number of people who, as they approach retirement, ask whether they’ll have enough money. Or the corollary, when will they run out? If you expect to have a successful retirement, ie one where you run out of life before you …
Continue reading Guess How Many Seniors Say Life Is Worse in Retirement
My Comments: I struggle, day to day, just like you, to figure out what the markets are going to do because so many of my friends and clients are exposed to market risk. Are you exposed to market risk? Does it worry you at all? If not, you don’t need to read this. But if …
My Comments: I have a client, age 58 and single. I'm unsure just how much money she has set aside for her future. I have every reason to think she’s healthy and given statistical probabilities, will live another 30 years or more. She lives a very busy professional life and finds it hard to focus …
Continue reading The Retirement Savings Mistake That 68% of Baby Boomers Regret
My Comments: Retirement is the third stage of our lives. #1 is childhood when our needs are provided for by adults; #2 is adulthood when our needs are met by our efforts; and #3, retirement when you quit working for money and money has to work for you. If you’re lucky, you don’t need to …
Continue reading How to Pay Off Your Mortgage Before You Retire
My Comments: First, my thanks to all of you who wished us well during IRMA’s visit to Florida. We came through unscathed. We were without power for a number of days and believe me when I tell you cold showers every day are not much fun. And we are now watching Maria carefully. Second, there …
Continue reading Don’t Screw Up Index Investing By Making These 3 Mistakes
Helping Define Your Financial Future 