My Comments: I’ve talked before about immigration issues. As an immigrant myself, I’m perhaps more sensitive to these issues, even though I arrived as a child from Europe. My father was looking for a better way to provide for his family and since he had lived here as a child and had a degree from …
Continue reading Republicans Dismiss Latino Concerns At Their Peril
My Comments: In keeping with the prevailing assumption that anything you see on TV or read on the internet is gospel, financial planners are constantly trying to undo the “lessons” taught by certain celebreties who are more interested in selling books than they are in providing good information. Whenever I’ve attended regional meetings with hundreds …
My Comments: This is a long, uncomfortable article that predicts how the world might evolve economically and politically over the next several decades. My generation will have passed on soon, but regardless of your political stripes today, it will be different. If you want to take back America, or at least preserve what we have, …
My Comments: In my capacity as a financial planner and investment advisor, I’ve long embraced a fiduciary standard. This means I’m bound morally, ethically and legally to do what, in my professional opinion, is in my client’s best interests. Corporate financial America (Wall Street in general, the insurance industry, money managers, et al) and their …
Continue reading Like It Or Not, All Advisors Are Now Fiduciaries
My Comments: I have just two. One is that Florida has about 1350 miles of coastline and that does not include rivers that are somewhat tidal. Two is that if God is all seeing and all knowing, how come he’s only telling some of us to be aware of what’s coming and to properly prepare …
My Comments: Buying gas for your car at the pump is now an adventure fraught with uncertainty. Is the price going up or is it going down? What can I expect the next time I need to fill the tank? Is there a station on the other side of town willing to lower their price …
My Comments: I no longer make any apologies for being liberal. It does not mean I cannot embrace positions held by conservatives, but on balance, I see myself as being a liberal. As much as anything, I identify this way as I refuse to live in the past. As I age, I have a longer …
My Comments: After 6 years and counting, I’m still waiting for a valid, alternate idea to come from the political right. As an insurance agent for 40 years, and having sold individual and group policies for many of them, I understand many of the dynamics involved. Why is it not in our best interest as …
My Comments: This is a dramatic headline, intended for those of us already retired or thinking about it. Most of us already understand that "retirement" today is very different from what it was 25 years ago. The changes that we see are influencing my life and millions of others. Many people plan on supplementing their …
Today is Memorial Day, a day to remember and honor those who have served our country. That so many came home wounded, and so many did not come home at all, more than justifies our reverence for their contributions to our society. Born in England in 1941, I also extend my thanks to my mother, …
Helping Define Your Financial Future 