My Comments: They say money is the root of all evil. While that may be a fundamental truth, it’s also true that in our 21st Century society, having more money is better than having less money. As I develop my online course focused on helping people achieve a successful retirement, the idea behind having more …
Continue reading 12 Retirement Investment Factors That Are Frequently Overlooked
My Comments: For millions of us, a predictable monthly income from Social Security has become critical for sustaining our standard of living. For many reasons, we should be increasingly worried about it. But that story is for another day. Right now, I’m sharing with you what I hope is a simple overview if you have …
My Comments: You have not heard much from me lately. That's because I've been spending hours and hours building an internet course on retirement planning. I'm not there yet but soon will be. Keep following this blog and you'll get an announcement when it's ready. In the meantime, we're at the end of Quarter 1 …
My Comments: If you’ve read my blog posts these past few months and years, you know that I have no idea what is coming next. What I do know, however, is that anyone who says “it’s different this time" is full of s**t. It’s the nature of the beast for there to be corrections, and …
My Comments: After 40 plus years as a financial/retirement planner, I’ve lost count of the number of people who, as they approach retirement, ask whether they’ll have enough money. Or the corollary, when will they run out? If you expect to have a successful retirement, ie one where you run out of life before you …
Continue reading Guess How Many Seniors Say Life Is Worse in Retirement
My Comments: Most of the recent talk about the Constitution comes in the wake of the tragedy in Parkland, Florida, for obvious reasons. The attention is well deserved but I'd have you think about more than just the 2nd Amendment. At the national level, if not across the globe, society is re-evaluating itself. Are the values …
Continue reading Can the Country Survive Without a Strong Middle Class?
My Comments: I struggle, day to day, just like you, to figure out what the markets are going to do because so many of my friends and clients are exposed to market risk. Are you exposed to market risk? Does it worry you at all? If not, you don’t need to read this. But if …
My Comments: Somewhere in the news cycle there is always a story about what's happening in the stock and bond market and whether or not there's a reason to get freaked out. Media companies these days are overwhelmed with crisis after crisis and spending much time on this issue is a waste of energy and …
My Comments: Now that I’m in my mid 70’s, I’m far more worried about the ups and downs of the markets than I was 15-20 years ago. My ability to pay my monthly bills shrinks exponentially when the market crashes and my retirement money is exposed to that risk. Ergo, I either do not have …
My Comments: I have a client, age 58 and single. I'm unsure just how much money she has set aside for her future. I have every reason to think she’s healthy and given statistical probabilities, will live another 30 years or more. She lives a very busy professional life and finds it hard to focus …
Continue reading The Retirement Savings Mistake That 68% of Baby Boomers Regret
Helping Define Your Financial Future 