Ideas with no specific focus
My Comments: As mentioned recently, all our lives will end sooner or later. Meanwhile, I’ve found it always helpful to limit stress along the way and financial issues have a way of getting complicated from time to time. As we age many of us become a little goofy which can lead to poor financial decisions. …
Continue reading Plan Ahead: A Checklist for Financial Decisions as You Age
My Comments: I’m relatively powerless as I'm just one of almost 333M people now living in these United States. But I have a voice and at least a few people read my blog posts. What appears below appeared as my post on June 2, 2017, about 6 months after Donald Trump assumed office as President …
My Comments: I now have a collection of over 20,000 images, taken by me and my parents that reflects not only our stuff, but where we were, when it happened and what. Things like my father on a tractor in Vermont in 1924. It’s taking forever to get it organized. I’m trying to leave a …
Continue reading Time to Face Reality: Your Kids Don’t Want Your Stuff!
My Comments: This warning notice came to me from a woman I trust whose professional focus is helping those of us who are in the later stages of our lives. Her name is Star Bradbury and she lives here in Gainesville, Florida. Her recent email to me about this potential financial threat arrived in my …
Continue reading FBI Warns of Huge Uptick in Elder Financial Scams!
A Quick History Lesson: I have no memory of where or when I found this story. With all the annoying issues currently playing out in our country and around the world, I thought it might be helpful for all of us to focus on something less stressful. So here goes: The US standard railroad gauge …
Continue reading The History Behind the Width of Roads in the United States
My Comments: As someone licensed to sell life insurance policies for over 4 decades, I know for a fact that many of them go missing. People move, people die, there are no records for family members, sometimes a house burns down. These and for probably dozens of other reasons, a life insurance company is never …
My Comments: Despite my advanced age, I’m increasingly fascinated by AI and am now using it almost daily to help me with chores on my office computer, things that would have not been possible a few months ago. My first effort was last March as my granddaughters birthday approached. I asked ChatGPT to draft a …
My Comments: As a former investment advisor, I find myself scouring the internet to get a better understanding of the current economy and the markets in general. So far my conclusion is everyone is as clueless as I am. We're in un-chartered waters. Yes, there have been dramatic market drops in the past, some of …
Continue reading US economy unlikely to recover as rapidly as it collapsed
How old are you now? Your answer will direct you toward different decisions about the money you will need in the future. The current Covid-19 driven mess is probably the catalyst many of us have been expecting for the past several years. Not because we’re wizards but because sooner or later, something would happen on …
As I grew up in America, there was a prevailing narrative about the success of what was known as the ‘middle class’. These were people who clearly were not poor and yet could not be considered ‘rich’. As the decades passed, the ‘middle class’ began to collect another description. People were categorized as ‘lower middle …
Helping Define Your Financial Future 