My Comments: My hope for the future about this is that I will be wrong. But I’m also aware that hope is not a very effective investment strategy. So, apart from my hope that you and yours have a spectacular 2015, it’s tempered by my expectations of reality. This writer is well known to those …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
There’s an App for That!
Several days ago I was trying to figure out the length of my step when I walk so I could determine how far I went on my morning walk. I figured if I counted my steps and multiplied by the number of inches, I could come up with a pretty good approximation. The simplest way …
Father Christmas Will Be Here Tonight!
Growing up, the person who brought presents to good girls and boys was Father Christmas, or when I was in France, Pere Noel. This evening, our four year old grandson will be expecting Santa Claus and a sleigh full of goodies. With luck, Finn will be asleep before he arrives. I take this opportunity for …
Be Careful What You Wish For
My Comments: At this time of the year, there is an almost overwhelming imperative to be positive and cheerful about everything. I asked someone native born in Hong Kong recently about the Chinese people and Christmas. Her response surprised me; she said it was an opportunity to celebrate and enjoy life. So it is with …
2015 PPACA Compliance Checklist
My Comments: It’s hard to believe the PPACA (ObamaCare) has been around for so long. And in spite of the new Congress making lots of noises about making it go away, it’s not going to go away. Will it change? Most definitely. Are changes necessary? Most definitely. But the overall intent to bring millions of …
Why the Bond Market Could Blow Up Any Day Now…
My Comments: The SKY IS FALLING! Actually, it’s not, but many of the headlines suggest it might be. This was published 3 months ago and as you probably know, the bond market has not yet blown up. Lots of things have changed but the bond market is just as boring today as it was then. …
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4 Ways Social Security Could Be Healthy Again
My Comments: As someone who paid into the SSA system for over 50 years, it’s hard to describe the satisfaction my wife and I experience from the deposits made to our checking account every month. As an economist, I’ve watched how the system has been modified over the years to remain the safety net it …
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Will There Really Be a Doctor Shortage?
My Comments: There is one already. An unintended consequence of ObamaCare ( the PPACA ) is that millions of people who have until now waited until the last minute and then went to an Emergency Care Center are now trying to get appointments with MDs who were already busy people. Not enough people are yet …
What Doctors and Families Have That Advisors Don’t
My Comments: As a financial advisor for the past 40 years, I’ve somehow overcome the perception that people with specialized knowledge can not always be trusted, especially with your money. With so many threats coming at us from every direction these days, some of which are not realistic but promoted by the media as a …
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The Dark Side to Falling Oil Prices
My Comments: My wife and I took a few days off; visited friends and family in Tennessee and North Carolina. The lowest per gallon price we saw along the way was $2.29 in South Carolina. If you read my blog posts, you’ll know I expect for the markets to stop going up and for there …
Helping Define Your Financial Future 