My Comments: It’s hard to believe the PPACA has been around for so long. And in spite of the new Congress making lots of noises about making it go away, it’s not going to go away. Will it change? Most definitely. Are changes necessary? Most definitely. But the overall intent to bring millions of Americans …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Student Debt Poised To Crimp U.S. Economy
My Comments: I received my undergraduate degree in 1963, which was a long time ago. I had a part time job and my parents covered the rest. Selfishly, I never even thought about any sacrifice they might have been making. It was never an issue. Since then, I’ve spent most of my adult life in …
The Joy of Being Older…
My Comments: It’s a cold, gray day here in Gainesville, Florida. The rest of the country, except perhaps the West coast, is suffering too but at least we have no snow. Maybe I can add a little levity to what has so far been a frantic week. BTW that's me on January 1, 1942. 1. …
How Old Was That Shoeshine Boy Again?
My Comments: As we start the new year, and review the annual statements that will soon arrive, most of us are painfully aware that managed portfolios didn’t do very well in 2014. As an advisor, I keep asking myself how I justify charging my clients a fee when the results are consistently poor. More than …
House Price Rises Give Birth to Generational Inequality
My Comments: I’ve spoken before about how uncomfortable I get with the increasing divide between the haves and the have nots. That it is real is evidenced by a TV show that features this very idea. What I had not thought about before this was another disturbance in the force between generations. In my generation, …
Continue reading House Price Rises Give Birth to Generational Inequality
A Tale of Two Markets
My Comments: Yesterday the price of oil dropped below $50 per barrel for the first time in a long time. The stock market dropped. In earlier posts about the price of oil, I suggested there was good news and bad news associated with the drop in the price of gas at the pump. Now that …
Healthy Customers Equal Good Business
My Comments: Here we are at the beginning of 2015 and virtually all of us want to experience good news as opposed to bad news. I suspect we will have some of both as the next twelve months appear. Among the good news I’d like to experience is a recognition by the new Congress that …
Happy New Year! A Grand Illusion?
I apologize for being philosophical and rambling on, but I am prone to do that as my years accumulate and future years become less certain. Today is January 1, 2015. It’s important for us to recognize this day, the first day of the calendar year. It is significant in human terms, celebrated across the civilized …
2014 in review
The WordPress.com stats helper monkeys prepared a 2014 annual report for this blog. Here's an excerpt: A New York City subway train holds 1,200 people. This blog was viewed about 4,500 times in 2014. If it were a NYC subway train, it would take about 4 trips to carry that many people. Click here to …
A Terrific Message…
Those of you who know me well know I am not very spiritually inclined. However, I am inclinded toward elegant ideas, artfully expressed. This message comes from a speaker at Abiline Christian University. I enjoyed it. You might also.
Helping Define Your Financial Future 