My Comments: Please keep reading… Paul J. Lim, July 6, 2016 If you think the financial panic over Brexit is over — because stocks have bounced back somewhat from their initial sell off — think again. As scared investors continue to seek shelter in boring government bonds, fixed income prices have soared while yields on …
Tag: Retirement planning
How Much Will Your Health Expenses Be In Retirement?
My Comments: Having access to medical care is a big deal. Having access to medical care that you can afford is a big deal. And it becomes a bigger deal when you are no longer employed and attempting to live the rest of your life with some degree of financial freedom. By Glenn Ruffenach July …
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The case for ETFs in 3 charts
My Comments: As is true in all life, evolution happens. This includes investing your money for the future. A major evolutionary step was the introduction of ETFs. They are as significant a step as was the introduction of mutual funds in the early years of the 20th Century. It’s in your best interest to understand …
11 Medicare Mistakes to Avoid
My Comments: If you are 65 and older, Medicare is fantastic. Okay, it has its limitations, but coupled with what is known as a MediGap or MedSup plan, it’s fantastic. You can argue all you want about how this country is slowly sinking into a socialist morass, but when you reach my age, health issues …
The Only Way To Save the EU Is For The UK To Leave It
My Comments: Forget the UK and Europe. There’s a message here that applies to us in the United States and the anger among so many that gives rise to a choice between Donald Trump and Hillary Clinton. It echoes the comments I’ve made here for years that “It’s economics, stupid!”. A primary driver of deteriorating …
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The Governing Cancer of Our Time
My Comments: Like most everyone else, I’m alarmed by the negativity and frantic rhetoric that is pervasive these days. I’ve tried to get used to it, but am not sure I should get used to it. I know that whatever is in the past is forever in the past and I can only observe the …
Do Record Low Yields And Record High Stocks Spell Trouble?
My Comments: This week I’ve focused my posts on what other people think is likely to happen to your money if you have it invested in stocks and bonds. It’s pretty obvious that no one has a clue. Until a lot of stuff gets sorted out, my recommendation is to go to cash and sit …
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Stocks Could Jump 15% This Year if Earnings Rise
My Comments: I wish someone would tell me what the hell is going on! One day I’m told the market is healthy and we should expect the DOW to increase dramatically. The next day there is an equally credible message that the market is way overpriced and to expect a crash. Then today, though written …
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Will You Regret Taking Social Security ASAP?
My Comments: Too many people choose to take early benefits. If you need the money, hate your job, don’t have a job, plan to die soon, or simply don’t have confidence in your life, then maybe it’s OK. But it usually turns out to be a mistake. There is a do over, but you have …
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A DIVIDED AMERICA: Rural vs. Urban
My Comments: Economic reality drives most lives today. It shapes our ideas about politics, about family, about national security, and our fears. Almost all of us agree that life is better with more money than with less money. So where you live has a huge influence on your economic reality, and as a result, how …
Helping Define Your Financial Future 