My Comments: I had no idea so many of us didn’t plan ahead in terms of where to live. You'll find this issue addressed as one of the 8 primary questions that appear in Successful Retirement Secrets, my online retirement planning school. What follows is a helpful list of criteria as you think about your …
Continue reading 1 in 3 Retirees Would Rather Live Elsewhere
Without more babies and immigrants, the country won’t be able to support its aging population. My Comments: The stellar growth of the United States following World War II was in part due to the surge in births that we’ve dubbed the ‘baby boomers’. Population rise, coupled with the ability to move up the economic ladder …
Continue reading Too Many Americans Will Never Be Able to Retire
My Comments: Have you ever sat on your back porch and watched your grass grow? How about setting up a chair in the garage to watch your car rust? You know it happens but you can’t see it. Same with climate change; you know it’s happening but from day to day or even year to …
Continue reading ‘We’re moving to higher ground’: America’s era of climate mass migration is here
My Comments: Like everyone, I could use a crystal ball. Since they don’t exist, I have to turn to writers with a far better understanding of what’s going on than I have. To that end, these words from Larry Fuller are helpful. Fortunately, he avoids many of the big words that too many pundits use. …
My Comments: I feel very fortunate in that I have few regrets after 77 years of life on this planet. Which is good since I can’t go back and do things differently. I suspect that’s why my entire focus today is what I can get done today and perhaps influence the future. I have no …
Continue reading This Is What Retirees Would Do Differently If They Could Go Back in Time
My Comments: There are some well known market pundits out there whose advice can be taken seriously. But not always. We know historically stocks outperform most other kinds of traditional investments over time. That if you are accumulating money to use in the future, and that future is a few decades down the road, then …
My Comments: readers of my posts know that I’m a progressive, whatever that actually means. As an economist, I choose to call myself a social capitalist, in that I strongly believe unfettered capitalism is as dangerous and corruptive as communism. This is written before trump appears on national television to tell us why his wall …
Continue reading The Coming Bankruptcy of the American Empire
My Comments: I’ve written life insurance policies on men, women and sometimes children for over 40 years. In almost every instance, objectivity was hard to come by. The idea of death is difficult to talk about, especially when it’s about your death, or those you love. As I’ve aged and come to terms with my …
Continue reading The Most Overlooked Issue In Retirement Planning
My Comments: People become emotionally involved with their retirement accounts. With retirement money, there are components that reflect future peace of mind, freedom, independence and comfort levels. Making decisions about it are inherently difficult. Couple that with a feeling of intimidation resulting from, among other things, a lack of control over what’s happening with their …
Continue reading Why You Should Move Your 401(k) Into An IRA
My Comments: As someone who depends on payments from the Social Security Administration to maintain my standard of living, the idea that people in Congress are considering reducing those payments is concerning. We have to hope that elected representatives find a reasonable solution that will allow the program to remain viable. It’s become an integral …
Continue reading Social Security and the U.S. deficit: Separating fact from fiction
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