My Comments: The woods are full of people attempting to help you prepare for your retirement. Almost all of them want to give you investment advice which may or may not be good advice. It’s an accepted fact that life in 21st Century America is better with more money than it is with less money. …
Tag: retirement advisor
How a 12-year Vanguard win streak makes it the ‘Amazon of wealth management’
My Comments: For the vast majority of us, mutual funds ( and sometimes ETFs) are the default financial tool when it comes to growing our money for the future. For about 100 years now, mutual funds have evolved and spread to become ubiquitous in the world of investing money. In my opinion, Vanguard, as a …
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Top 10 Tips for a Meaningful Retirement
My Comments: These words from Nicholas Hopwood of Plymouth, Michigan, echo the lessons I teach in my online courses at Successful Retirement Secrets. The challenge for everyone who expects to someday retire is to prepare themselves without becoming obsessed with what has to happen first. He stresses, as do I, the need to fully understand …
7 Reasons Why You Should Fund A Health Savings Account
My Comments: This is #6 in a series of 6 blog posts about Heath Savings Accounts, or HSAs. They are a potential game changer for those of you who qualify in that they have tax advantages and can suplement whatever else you are doing to set aside money for retirement. The writer of the article …
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Is an HSA a Good Place for My Retirement Savings?
If you think your HSA is only good for covering medical expenses, you're overlooking one of its key benefits. My Comments: This is #4 in a series of 6 blog posts intended to help someone not yet retired, and under Medicare age, make an informed decision about their health insurance. There are restrictions on who …
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A Radical, Redistributive Re-imagining of Capitalism?
My Comments: You may have heard me describe myself as a Social Capitalist. That term is my effort to describle my views as an economist troubled by the widening gap in income across this country. Sooner or later we have to come to terms with what I call unfettered capitalism which in my judgement, has …
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GE Has Yet Another Problem: Pensions
My Comments: Did you read the news bulletin last week that GE was terminating 4,000 salaried employees this week? There’s a reason for that and it’s described here. This problem is not just about GE, but about thousands of corporations and government entities that exist in the US. A pension plan like the one at …
3 Social Security Rules You Should Know by Heart
My Comments: Believe it or not, Social Security is NOT rocket science. But you’d never know that from some of the questions asked. First step for everyone, no matter how old you are today, is to go to the Social Security web site and, assuming you have a social security number, get yourself registered so …
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6 Things No One Ever Tells You About Retirement
My Comments: Here are six interesting observations about life in retirement. Depending on your circumstances, I might not list them in this order, but they are all valid. I like to think each of us has three major phases of life; childhood, adulthood, and retirehood. ( not a word but you get the idea… ) …
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How a Reverse Mortgage Can Benefit You in Retirement
My Comments: Being alive carries with it certain risks. Some can be managed and some cannot. Running out of money in retirement is a risk you want to avoid if you can. To the extent you have been able to pay off a home mortgage or otherwise find yourself with an equity position, sometime a …
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Helping Define Your Financial Future 