What Kind of World Will Our Grandchildren Be Tasked With Running?

I was recently asked a question by a friend whose grandchildren’s ages are similar to mine. He asked me to name two things they might encounter in the world after he and I were long gone. What two things would make it hard for them to live the lives we hope for them. To which …

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A Short Retirement Checklist

Some of us are organized and some of us are not and the rest of us are 'sorta/kinda' organized. I’m in the 'sorta/kinda' organized group. I am, however, heavily invested these days in teaching others a process to follow when thinking about their future retirement. I’ve created an internet school called Successful Retirement Secrets™ where …

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Three Retirement Fundamentals

I can suggest dozens of questions that when answered, will define your retirement. And I can suggest more questions that when answered, will re-define your retirement. While money and having enough is important, there are other things to consider if you want your retired years to end with few regrets. For example, how will you …

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Focus on Retirement Goals or Investments?

Have you got enough money? Is there a point in time when making new guesses about your retirement funds become an exercise in futility? Sure, you could probably work a few more years and have a few more bucks in the bank, but at what price? I’m reminded of the Social Security dictum that everything …

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The new math of saving for retirement may boil down to this one, absurdly simple rule

It may sound simple, but making it happen for you may be very complicated. I think we’d all like less stress in our lives, but taking one simple step today to eliminate a major stress point in our future may be unrealistic. Nevertheless, this is worth thinking about. And if you can get yourself committed …

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The Coming Pension Crisis Is So Big That It’s A Problem For Everyone

If I believed it was so, I’d be writing that there’s no retirement problem looming over us. But there is a problem, and you and I alone cannot fix it. I’m not sure it’s fixable. All we can do is be aware of it and at a personal level, figure out ways to survive it. …

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One Nation, Drowning in Debt

Debt, in and of itself, if not always a bad thing. For example, China has lent the US many billions of dollars by buying Treasury bonds over the years. We pay interest to China, they in turn get a return on their investment commensurate with the risk they’re taking, and in due time, when the …

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