Small Fees Can Have A Big Impact On Retirement Accounts

My Comments: We live where the economic model is capitalism. There is no fundamental economic incentive beyond making money for those who provide goods and services to the general public. From time to time, society has found it appropriate to create transparency or to regulate a level of transparency that effectively mitigates against financial abuse. …

Continue reading Small Fees Can Have A Big Impact On Retirement Accounts

Republicans Hate Deficits. Or at Least That’s What They Claim

My Comments: First my apologies for those of you who have little understanding of economics. You are clearly not alone as this article suggests. I’m reasonably well versed, having studied it since I was a college sophmore some 50 plus years ago. I consider Paul Krugman among the foremost authorities on global economics and his …

Continue reading Republicans Hate Deficits. Or at Least That’s What They Claim

Getting Ready to Start Your Retirement

My Comments: The woods are full of people attempting to help you prepare for your retirement. Almost all of them want to give you investment advice which may or may not be good advice. It’s an accepted fact that life in 21st Century America is better with more money than it is with less money. …

Continue reading Getting Ready to Start Your Retirement

How a 12-year Vanguard win streak makes it the ‘Amazon of wealth management’

My Comments: For the vast majority of us, mutual funds ( and sometimes ETFs) are the default financial tool when it comes to growing our money for the future. For about 100 years now, mutual funds have evolved and spread to become ubiquitous in the world of investing money. In my opinion, Vanguard, as a …

Continue reading How a 12-year Vanguard win streak makes it the ‘Amazon of wealth management’

Top 10 Tips for a Meaningful Retirement

My Comments: These words from Nicholas Hopwood of Plymouth, Michigan, echo the lessons I teach in my online courses at Successful Retirement Secrets. The challenge for everyone who expects to someday retire is to prepare themselves without becoming obsessed with what has to happen first. He stresses, as do I, the need to fully understand …

Continue reading Top 10 Tips for a Meaningful Retirement

7 Reasons Why You Should Fund A Health Savings Account

My Comments: This is #6 in a series of 6 blog posts about Heath Savings Accounts, or HSAs. They are a potential game changer for those of you who qualify in that they have tax advantages and can suplement whatever else you are doing to set aside money for retirement. The writer of the article …

Continue reading 7 Reasons Why You Should Fund A Health Savings Account

Is an HSA a Good Place for My Retirement Savings?

If you think your HSA is only good for covering medical expenses, you're overlooking one of its key benefits. My Comments: This is #4 in a series of 6 blog posts intended to help someone not yet retired, and under Medicare age, make an informed decision about their health insurance. There are restrictions on who …

Continue reading Is an HSA a Good Place for My Retirement Savings?