My Comments: I’m involved in a philosophical conflict these days between those on one side who believe there is a universal truth that says investment skill trumps traditional permanent life insurance every time. On the other side is someone who believes permanent life insurance trumps traditional investment methodologies. They argue vehemently that permanent life insurance …
Tag: money management
Stocks Will Rise And The 3 Trades You Can’t Make
My Comments: Once again, the question of a market crash raises its ugly head. And once again, no one has a clue when it will happen. And once again, as I tell my clients and prospective clients, it really doesn’t matter if you have your money where it can grow regardless of when and how …
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6 Strategies to Reduce Your Need for Money When You Retire
My Comments: These might seem like a no brainer. The financial media is awash with articles talking about how Americans simply don’t have enough money to retire. In the larger perspective, this, if true, is going to put enormous pressure on the government to subsidize the living cost of those who run out of money. …
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The Hangover
My Comments: The blogosphere and financial press is increasingly filled with questions and presumed answers about the amount of time since the last market correction. The focus of each writers attention is to suggest doom is imminent or doom is not imminent. Personally, I have no idea when the next crash will happen, just that …
Here’s All The Free Stuff You Can Get With Obamacare
My Comments: Damn. I knew this was too good to be true. This had to have been written earlier this year but it showed up just a few days ago. Must have come from the same people who wrote the code for HealthCare.gov. And yes, I know none of this is "free" but still. The …
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J.P. Morgan Weekly Market Recap – July 21, 2014
My original idea was to post these every week or so. (That didn't work out too well! ) Many people like to make their own investment decisions and this recap is a great way to gain insight into what is going on globally. This weekly broadcast from J. P. Morgan will give you some insights …
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Inflation Vs. Deflation
My Comments: Yes, It's Monday but please, don’t be turned off by the topic. I know economics is often a complicated and boring exercise, but what follows is not only compelling, but written so that most anyone will understand it. This is quite different from what you hear on television and from political pundits that …
Washington’s Hawks Have Usurped the Huntsmen
My Comments: If you are unsure what is meant by the headline above, you are not alone. However, a reading of the comments that appeared in the Financial Times tends to reinforce in my mind the discomfort all of us should feel about the US Government agency known as NSA or the National Security Agency …
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The Tolling Bells of Complacency
My Comments: Not too many years ago, the idea of stability in the markets was divine. Now, not so much. That’s partly because with new technology and tactical opportunities from Guggenheim Partners, volatility increases your chance to outperform and watch your accounts grow. Of course, it also increases your chance to lose money if you …
‘Trust me, I am a financial adviser’ is Not Good Enough
My Comments: There are those in the financial services industry that do not have to be accountable for what they say and do with respect to clients and their best interest. They claim to, but if push comes to shove, it’s buyer beware. Of course, with today’s instant media, if you are on the wrong …
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Helping Define Your Financial Future 