My Comments: The yin and yang of investing money can be thought of as bonds and stocks. (Why do we usually say stocks and bonds?) For the past 35 years, bond yields have trended downward. They are now plus or minus zero, depending on where you live. Meanwhile, stocks have been on a long running …
Tag: money management
We’re Issuing a Formal Alert: Something Major is Coming in the Markets
My Comments: I know, I know, I said the worm had turned. Well, maybe not. Phoenix Capital Research/Sep 29, 2016 Time for a reality check. The market has had nothing but positives for three months now. BREXIT was contained. The Fed failed to raise rates again. The Bank of Japan and European Central Bank are …
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Invest or Die
My Comments: This reminds me of an old gag by Jack Benny. Well known for being cheap, he was confronted by someone with a gun who said, “Your money or your life!”. Jack took his time and when pressed for an answer, replied “I’m thinking”. I’m slowly re-evaluating my focus on not losing money, to …
Here’s how bruised bears should approach this resilient stock market
My Comments: I’m facing increased criticism for preaching woe and gloom. In spite of a 24 month rain dance to herald the start of a storm, the sky is still clear, if a little overcast. Maybe it is different this time. That being said, it’s time to stop with the woe and gloom and focus …
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Don’t Fall for These 7 Social Security Myths
My Comments: It must be Tuesday because here is something about Social Security. It's an incredibly valuable and complex system, started over 80 years ago to provide a financial safety net for Americans who reach an age when working is/was not really an option. Today, society has evolved to where it's a critical piece of …
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5 Smart 401(k) Moves to Make Now
My Comments: You say you don't have a 401(k)? Maybe you have a 403(b), or an IRA with exposure to the market. If you are in or close to retirement and your investment portfolio goes to hell, you simply don’t have enough time to hope it recovers and gets back on track. Be defensive for …
Get ready for the mother of all stock market corrections once central banks cease their money printing
My Comments: The evidence is almost compelling. Compare this chart with the one I posted yesterday. If you are not on the sidelines, or positioned to go short at a moments notice, prepare for some pain. by Jeremy Warner | September 20, 2016 | The Telegraph Global stock and bond markets have been all over …
What All Bubbles Have In Common
My Comments: My brain is tired. Too much political angst, too much monetary crap, not enough positive feedback. And here’s some more monetary crap. But if you are like me and are not expecting to win the lottery anytime soon, then bubbles become important. And like it or not, they tend to burst and create …
7 Tips To Maximize Social Security Benefits From A Former SSA Director
My Comments: For millions of us, Social Security is our lifeblood. Without the monthly stipend, life as we know it would not happen. Getting your fair share can be a confusing and complicated process. There is little chance to get it right if you first get it wrong. This demands you pay attention BEFORE you …
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6 Reasons The US Stock Market Is Doomed
My Comments: My type A personality is having a hard time not knowing just when the next market correction is going to happen. The six reasons expressed in this article are, in my opinion, very credible. Some clients have recently abandoned me because I’ve been preaching patience. We’re rapidly approaching the point where the only …
Helping Define Your Financial Future 