A Few Reasons to File for Social Security at Full Retirement Age

Chances are you are already thinking about Social Security if you were born in 1960 or earlier. You are also aware of articles all over internet about when it’s best to sign up and start taking your retirement benefits. As someone who has taught workshops about Social Security for years, I can tell you that …

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A Short Retirement Checklist

Some of us are organized and some of us are not and the rest of us are 'sorta/kinda' organized. I’m in the 'sorta/kinda' organized group. I am, however, heavily invested these days in teaching others a process to follow when thinking about their future retirement. I’ve created an internet school called Successful Retirement Secrets™ where …

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Reverse Mortgages and Retirement – Part One

A much maligned financial planning tool is the reverse mortgage. And there is good reason why it had a bad reputation. Notice I use the word ‘had’. My position today is there is no reason to simply walk away because of that reputation. It no longer applies. First, a little background. When buying a house …

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What does it cost to file early for Social Security benefits?

We've all probably read that most people file and start taking Social Security at age 62. We’ve also read that it’s a good idea to claim at 62. And for every message that it’s a good idea, there’s another saying it’s a bad idea. I identify four or five ideas here to help you define …

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Investing for Retirement: What Price Are You Willing to Pay for Guarantees?

Life can be scary sometimes. It can be doubly scary when we realize personal financial decisions are inherently emotional decisions. Who among us has not made a bad choice along the way where money was involved? Conceptually, retirement is inherently personal. And the elephant in the room at first glance is almost exclusively a matter …

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6 More Regrets to Avoid in Retirement

Yesterday I asked if you were feeling lucky. The idea being that if things work out for you, your journey end will arrive with few regrets. Before you conclude I’m trying too hard to deny you years of fun and games, I’m really focused on helping you enjoy a worry free and financially secure retirement. …

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6 Regrets to Avoid in Retirement

Are you feeling lucky? As you reach the end of the road, worrying about what might have been has little purpose. Before you get there, you’ll likely pass through three phases. I refer to them as the the GO-GO years, the SLO-GO years, followed by the NO-GO years. When the average life expectancy for a …

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