Here’s what fees can do to your retirement if you don’t pay attention

My Comments: While this was apparently written for Canadians, I assure you it is equally valid for those of us in the States. What you can never forget is that not every financial advisor or company offering investment products have your best interest at heart. That’s not to say fees are evil, they are not. …

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These 5 charts prove that the economy does better under Democratic presidents

My Comments: I was favored recently by the publication in the Gainesville Sun of an article I wrote that referenced Donald Trump as an existential risk to the US. Because such articles are limited to 750 words or less, there was no reference by me to the historical performance of the economy under Republican or …

Continue reading These 5 charts prove that the economy does better under Democratic presidents

You’ll Never Get ‘There’ When It Comes To Your Finances

My Comments: It really helps to sometimes see life from 50,000 feet. This article does that for me. We get caught up in the crisis of the moment, which happens all the time. And depending on our age, we focus on what we need to do today. My focus is helping people create a worry …

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Should you really do nothing amid all this market volatility? It depends on your age

My Comments: There are some well known market pundits out there whose advice can be taken seriously. But not always. We know historically stocks outperform most other kinds of traditional investments over time. That if you are accumulating money to use in the future, and that future is a few decades down the road, then …

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5 Facts You Didn’t Know About Retirement

My Comments: For those of us who preach retirement planning, much of this is old hat. But for those of you just starting to get serious about thinking retirement, these are all valid concerns. But before you rush out and spend money, you need to better understand how you want your life to play out. …

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The Coming Bankruptcy of the American Empire

My Comments: readers of my posts know that I’m a progressive, whatever that actually means. As an economist, I choose to call myself a social capitalist, in that I strongly believe unfettered capitalism is as dangerous and corruptive as communism. This is written before trump appears on national television to tell us why his wall …

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Equity-Indexed Annuities As a Retirement Strategy

My Comments: We know for a fact that very little in life is free. And that’s certainly the case with annuities. Add to that they’re hard to understand, and are often sold for reasons that are not always in the best interest of the buyer. None of that, however, means you shouldn’t consider annuities when …

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