My Comments: Yesterday I talked about investment risk, and how we, both clients and advisors alike, should understand it. Today, I’m reposting an article that describes, for me, a way to help clients achieve their perceived objectives, and keep the risk element under control. As before, risk is not to be avoided, but to be …
Tag: Investment advisor
The Paradox of Investment Risk
My Comments: First, let’s both understand we are talking about financial risk. Second, financial risk for me is likely to be defined differently from how you define it. Third, there is always an element of uncertainty about any future outcome, whether it's getting married, having children, accepting a new job, etc. Uncertainty implies a potentially …
Want to Increase Hospital Revenues? Engage Your Physicians
My Comments: Keeping more of what you earn resonates with a lot of people. I recently found a newly minted idea that dramatically increases ones ability to keep more of what you earn. It dovetails with this post about physicians. But it is not limited to physicians and hospitals, but to virtually any successful small …
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Carriers Push for PPACA Changes
My Comments: I probably sound more like a broken record than someone interested in how life plays out over time. For longer than I care to remember, I’ve talked about flaws in the PPACA and yet how something like this had to appear on the scene to keep us from falling off a socio-economic cliff …
Reverse Mortgages: What You Need to Know That’s Under the Hood
My Comments: There is both good information and there is bad information out there about reverse mortgages. My understanding of them makes them very useful financial tools under the right circumstances. But they can be complicated and they can be expensive if not used properly. I’ve had several clients over the years who have put …
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Generation Z, the world’s saviour?
My Comments: 1) call me slow, but I’ve not heard of Generation Z. 2) does the world need a saviour? 3) never mind the spelling; this comes from the Financial Times, which comes from London. 4) I was once in the 16-25 age group and look at me now. 5) without Eric Cantor, who is …
The Return of the Inflation Chupacabra
My Comments: A few weeks ago I wasted several hours exchanging replies with someone who asked “who is responsible for inflation?” My initial response was to the effect it is a “what” question and not a “who” question. But that soon devolved into discussion about irrelevant issues that I decided meant the writer had never …
There Isn’t Going To Be A Crash Anytime Soon
My Comments: Last week I posted an article that suggested you be very cautious with your investments going forward. This article says “never mind”, all is well, keep going. Unfortunately, from my perspective, both are completely rational, plausible, and probably accurate. Which means that I have no earthly idea how this is going to play …
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How Will The Federal Reserve Raise Interest Rates?
My Comments: There is little argument that sooner or later the Fed will start to push interest rates up. And when they do, there is going to be confusion about how fast and how far they push. This in turn will cause some volatility and timing issues on Wall Street. But all this is part …
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3 Reasons The Current Equities Market Is Exhausted
My Comments: Many of my clients are asking how come their investments are not as exciting as what they hear on TV these days. And my standard answer is that exciting comes in two flavors, great and frightening. For the most part, I’m trying to help them avoid the frightening part. For many years I …
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Helping Define Your Financial Future 