The Keys to American Growth

My Comments: Demographics is an economic force to understand. Without people, growth and prosperity will diminish. Neither children nor the elderly can be counted on to work the fields and build houses. That leaves people in the middle and unless we grow them at home, we have to import them from somewhere else. That means …

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Make Social Security Great Again

My Comments: Short and sweet. Sean Williams / Jan 29, 2017 For more than 75 years the Social Security program has protected the financial well-being of our nation's retired workforce. Today, more than 41 million retired workers are receiving monthly benefit checks from Social Security, a majority of whom need that income to meet their …

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3 Charts That Show Stock Market Euphoria Is Totally Unprecedented

My Comments: I’m thinking of getting into the markets. That’s a sure sign the bottom will soon drop out. Jesse Felder on March 18, 2017 Last week I focused on fundamentals, sharing 3 charts that show stock market valuations are totally unprecedented. This week I'll focus on sentiment. When looking at sentiment many people like …

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RIP The Affordable Care Act. Maybe.

My friend Bill Goodman wrote this and posted it to his Facebook page. My thoughts about what he wrote follow his comments. Approximately 50 percent of the students in Alachua County come from households that qualify them for free or reduced lunch services. Most of these students’ parents are employed and work one or more …

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Your Local Social Security Office: Who Can Help

My Comments: There are a lot of good people working for the Social Security Administration. It’s just that some of them are not equipped to answer your questions. This leads to frustration and sometimes making the wrong choices. Here’s an article that might be helpful if you have questions of them and need the right …

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5 Totally Free Ways to Get Ready for Retirement Using the Social Security Website

My Comments: There is a lot of talk these days about the Trump administration wreaking havoc with something that has become synonymous with retirement for many millions of Americans. But I have my doubts since those same millions also vote and are unlikely to sit by idly if their benefits are threatened. Yes, you have …

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The Risks That Threaten Global Growth

My Comments: Readers of this blog will recall my observations about risk in general and in particular, those that will influence our economic well being in years to come. With the new administration seemingly in favor of conflicts over trade between nations, and of retreating from the forces that have fostered global economic growth for …

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Welcome to the Exponential Age

18 years ago, the Eastman Kodak company sold 85% of all photo paper on the planet and employed 86,200 people, 46,300 of them in the US. By 2015, they employed 6,500 people and surrendered what was left of the photo paper business so they could emerge from bankruptcy. You may recall digital cameras were invented …

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Wall Street’s 2017 Forecasts And Campaign Promises

My Comments: We’re almost there. Whether it turns out OK or not remains to be seen. I suspect it’ll turn out better than many forecast and worse that many expect. Where you and I will fall in all this is a total unknown. But the combined intellect of those making these forecasts is staggering, so …

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Changes To Health Insurance In A Trump World

My Comments: 40 years ago found me selling health insurance policies. I’ve seen how they evolved to where the annual premium increases, as little as ten years ago, would eventually result in collective premiums that exceeded the Gross National Product. That’s ridiculous, and something had to change. Along came ObamaCare and it’s promise to bring …

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