GOP Lawmaker Hopes To Halt Fiduciary Push

My Comment: This push by the GOP is, in my opinion, more smoke and mirrors from those beholden to the lobbyists from Wall Street. The crux of this issue is that the people who run Wall Street firms do not want their rank and file representatives, the ones who work with people like you and …

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Rate Hike Rally

My Comments: Interest rates and where they are going is a relatively hot topic. For those of you with savings accounts and Certificates of Deposit know, the returns you get are anemic at best. But if you need to borrow money for whatever reason, low interest rates are good. Since there is an expectation that …

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When Patience Disappears

My Comments: We’ve talked extensively about the likelihood of a market correction, if not a crash, coming in the near future, maybe this year. What many have not talked about are the implications of a rise in interest rates. This is going to happen, given that they’ve been on a downward trend for twenty plus …

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When Underperforming the S&P 500 Is a Good Thing

My Comments: I’ve spent time recently with clients talking about our mutual frustration with the performance of their investment portfolios over the past 18 months. They want their accounts to grow aggressively and I want them to grow aggressively, if for no other reason than it makes me look smart. We can argue that the …

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7 Social Security Mistakes to Avoid

My Comments: Social Security payments are a critical financial component of many lives these days. When it began in 1935, there was much gnashing of teeth among the political parties since it represented a recognition by the government that some people needed help. This was in a world recovering from the Great Depression and watching …

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The First Sign of an Impending Crash

My Comments: Another in a littany of warnings about pending doom. It gets a little tiresome,doesn’t it? Especially when there are others who swear the signs are there for continued gains. My gut tells me this guy is probably right. By Jeff Clark Thursday, February 12, 2015 Investors have plenty of reasons to be afraid …

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Stock Buybacks Are Killing the American Economy

My Comments: This is a helpful analysis if you are like me and worried about our financial future. Retirement planning and what to do with our money so it grows and remains safe for the future is what I do. I’m not sure I like it all the time, but at this stage of my …

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7 Quick Points On Europe

My Comments: My purpose with this post is to confuse you. Yes, that’s right, to confuse you. That’s because even though I claim to be a financial professional of almost 40 years duration, I’m confused. And I don’t want to feel alone. This came across my inbox inside a newsfeed I look at daily which …

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Medicare Advantage after PPACA

My Comments: OK, I understand it; you’re sick and tired of posts about the PPACA and the crap our so-called leaders in Congress are doing to muddy the waters. Unfortunately, access to affordable health care is what tends to keep us alive, never mind that the system is mostly a sickness treatment system and not …

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Good Company, Bad Stock

My Comments: This post is to remind you that stock market performance and the state of the economy do not follow the same track. From time to time there are close parallels, but they dance to a different drummer. My arguments that the stock market is due for a crash are unrelated to the state …

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