13 Reasons Why a QLAC Belongs in Your IRA

My Comments: Some people made good decisions along the way and now have significantly large IRA accounts. Some people I know have little need for the money to maintain their existing standard of living. If this is you and would like to find a way to NOT take money every year and pay the IRS …

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Halt Jerusalem’s Unholy Descent Into Dark Ages

My Comments: Writing about politics and religion is outside my professional capacity to serve my clients, friends and family, not to mention those whom I hope to meet in the coming years. It’s much easier to try and ignore this stuff than to admit it has important implications. And then attempt to define just where …

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Falling Gas Prices Fuel Holiday Cheer

My Comments: A good friend of mine who owns several gas stations says he loves it when the price of gasoline falls. The reason: it’s much easier for him to increase his margin of profit when the price is falling than when it’s going up. Everyone loves falling prices so there is less competition among …

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Employers Optimistic About Health Plan Coverage

My Comments: I make no apologies for my endorsement of the PPACA legislation (ObamaCare). I strongly believe it’s in our best interest as a nation for ALL OF US to be as healthy as possible, for as long as possible. While the cost of transitioning from what we had before may be hard to stomach …

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Boehner’s Lawsuit Is Betrayal Of Congress

My Comments: I don’t normally upload any posts on the weekend. I’m usually distracted by other matters and assume you are too. However, I happened across this and it resonated with me. It’s another example, in my opinion, of a dysfunctional Congress that is leading us down a path that I don’t want to follow. …

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Post #1000 !!!

Three and a half years ago I decided it was time for me to assert myself and take advantage of a little knowledge about social media and a desire to write. I decided to start my own blog. What you are reading, if WordPress metrics are to be believed, is post number 1000. How I …

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Fear Lower Oil (prices)

My Comments: Frankly, I enjoy paying less to fill up the car with gas. There is more cash left in my wallet for me to deal with other things I need to buy. At the macroeconomic level, it will help retailers have a stronger holiday shopping season. That will help the economy. But like most …

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5 Answers Every Investor Needs to Know About Annuities

My Comments: Giving answers implies there are questions that need answers. And anyone asking about personal money these days needs to know more about annuities. Not because you should necessarily put money into them, but because they are uniquely qualified to provide solutions that can can be found no where else. It turns on whether …

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The Fiendish Bond Market Needs a Radical Rethink

My Comments: In keeping with my recent posts that suggest a strong market correction is coming soon, some readers have suggested the solution is to shift away from stocks into more bonds. I remind them that interest rates have been declining since 1981 and they too will reverse course at some point. When they do, …

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Europe Must Act Now

My Comments: By now you may be tiring of my posts that say a market crash is coming and yet here we are moving along merrily. But like a broken clock that is correct at least twice every day, I’m confident that a crash will happen before long, and it won't be a slow decline …

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