I can suggest dozens of questions that when answered, will define your retirement. And I can suggest more questions that when answered, will re-define your retirement. While money and having enough is important, there are other things to consider if you want your retired years to end with few regrets. For example, how will you …
Tag: Gainesville FL
Investing for Retirement: What Price Are You Willing to Pay for Guarantees?
Life can be scary sometimes. It can be doubly scary when we realize personal financial decisions are inherently emotional decisions. Who among us has not made a bad choice along the way where money was involved? Conceptually, retirement is inherently personal. And the elephant in the room at first glance is almost exclusively a matter …
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6 Regrets to Avoid in Retirement
Are you feeling lucky? As you reach the end of the road, worrying about what might have been has little purpose. Before you get there, you’ll likely pass through three phases. I refer to them as the the GO-GO years, the SLO-GO years, followed by the NO-GO years. When the average life expectancy for a …
Focus on Retirement Goals or Investments?
Have you got enough money? Is there a point in time when making new guesses about your retirement funds become an exercise in futility? Sure, you could probably work a few more years and have a few more bucks in the bank, but at what price? I’m reminded of the Social Security dictum that everything …
Why You Should Create a My Social Security Account
Can you believe it??? Capitalism and socialism working together? Whoever caused that to happen should be voted out of office… What were those bas**rds thinking? Actually, there are more than 60 million Americans today who rely on monthly checks from the Social Security Administration. And believe it or not, there is a damn good website. …
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Don’t rely on retirement to make you happy
There’s a lot of talk about retiring early. As someone now in their late 70s, I find it hard to get my mind around the idea. I attempted to retire at about 70, found myself terminally bored, and un-retired. With any luck, I’ll keep working about 30 hours every week for the rest of my …
Strike Three: The Next Bear Market Ends The Game
Like a broken clock that’s right twice a day, I’ve been expecting a market crash for going on four years now. Will I ever be right? Most of us in the world of money don’t believe it’s different this time. And while none of us has a crystal ball, we’re almost unanimous there’s a bear …
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Retirees and health care: Here’s what it will cost you and how to prepare
Some will argue that health care is not a basic human right. I disagree. I think that society, you and me and everyone else, has a built in obligation, if not an absolute mandate, to preserve itself. In other words, a biological imperative to bring new humans into society and protect them. It’s how evolution …
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A New Form of American Capitalism
My Comments: I’m a Social Capitalist. I invented (I think…) this term because I’m convinced that unfettered capitalism, the economic model favored by the United States, is doomed. What few on the right will acknowledge is that we already have elements associated with ‘socialism’ built into our lives dating back decades, if not centuries. The …
Climate Change and Retirement
Retirement for many is a 30 year trek into the future. And climate change is going to influence how we live those years. Here in Florida, we have 8,436 miles of shoreline. By 2050, experts tell us to expect 3 – 4 feet higher sea levels along the southeast coast. What will happen to the …
Helping You Prepare Your Financial Future 