3 Big Reasons to Check Your Social Security Statement

My Comments: By now you know that I spend time promoting my online school created to help people retire. Of the four modules of the primary course, one of them is devoted to Social Security. For most of us, retirement is a transition from working for money to not working for money. As that happens, …

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Asset Allocation Explained

Most of us attempt to save money. We know there will come a time when what we save today will be needed to pay for things tomorrow. Our choices about how to do this are varied, mysterious, and confusing. Too often we take the easiest path and hope for the best. We congratulate ourselves for …

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Lawmakers Are Talking About Comprehensive Retirement Reform

Yes, I sometimes sound like a broken record, but… I’m doing all I can to persuade a younger generation that thinking about a future retirement is important. And then actually do something to make success more likely. In terms of reform, I see an initial effort by Congress to move the goal posts. This is …

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Why This Popular Retirement Advice Actually Makes It Harder to Save

My Comments: There’s a reason the term ‘mid-life crisis’ is in common use among everyday people. Many of us have had one. And then there is the ‘end-of-mid-life crisis’ that is yet to rear it’s ugly head. It happens when someone is about to retire and discover to their horror they are completely unprepared. For …

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Confused? 10 Social Security Terms You Need to Understand

Just 10? Nah, there’s lots more but let's start with these. If you’ve been paying FICA taxes ( see #3 below ), and have done so for at least 40 quarters, then you can expect to qualify for retirement benefits at some point. None of these 10 tell you when to claim benefits, or what …

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Health costs in retirement: 5 things you should know and plan for

My Comments: How much money do you need for a successful retirement? It depends… Unless you already KNOW how your life is going to play out, you can only play the odds. And the odds say that if you are now 65, there’s a 70% chance, based on current statistics, that you’ll need some kind …

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Secrets Of A Successful Retiree: From A Retirement Professional

My Comments: Retirement is an increasingly critical topic as more and more of us are closing in on it or are already in transition. The questions are legion: Are we ready for it? Will we have enough money? How safe are our investments? How will we pay our likely medical bills? Will Social Security be …

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