My Comments: Many of you have seen, or soon will when you get your January statements, that 2014 has so far been a bad year for the stock market. This is an article that suggests there is a pattern. I’m not convinced that what he says is not a coincidence, but then again, what happened …
Continue reading The 7-Year Cycle That Will Crush Uninformed Investors, Again
My Comments: The folks behind this headline is Kiplinger, the people who publish the magazine about money. Ever since I began to offer meaningful Social Security advice to clients and prospective clients, I’ve been sensitive to all the ideas that are circulating out there. These 10 Things are presented in a slide show where you …
Continue reading 10 Things You Must Know About Social Security
My Comments: By the time you read this, the State of the Union Address earlier may render these thoughts useless. On the other hand, our government, bound as it is by the language of the Constitution, is supposed to work in our collective best interest. And that still leaves a lot of room for biased …
Continue reading Tax Code Changes to Close the Widening Income Gap
My Comments: At some point last year I ran across this and found it interesting. So I saved it for when I needed something to talk about. And today is one of those days! Dull, rainy and cold! It’s another example of what at one point appears to be something locked in stone but over …
Continue reading This Is Exactly How Fast the Windows Monopoly Is Being Destroyed
My Comments: Years ago, it was simply a matter of waiting to reach 65, showing up at the Social Security office and then waiting for a check to appear in the mail. Today, that idea is quaint and naive. As the baby boomers reach age 62 and beyond, it’s become a chore to figure out …
Continue reading Restricted Application for Social Security Benefits
My Comments: I am both blessed and cursed for almost always believing the glass is half full rather than half empty. Right now, my bias is to say that another correction like we had in 2008-09 is NOT going to happen again during my lifetime. But that’s not to say the business cycle of ups …
Continue reading Correction Fears Are Overblown: Buy The Dip
The modest global recovery will endure, but market volatility is likely as the Fed tapers By Melanie Waddell / January 16, 2014 The economic outlook for the next 10 years will be one of resiliency, with the U.S. in 2014 and 2015 facing cyclical risks tilted toward better-than-trend growth for the first time since the …
Continue reading 7 Big Economic Predictions for Next 10 Years
My Comments: The plainfiff in this case at least acknowleges that Congress passed the PPACA. This is at least a small victory for those of us who believe the PPACA is a good thing. If you are an American, you should be able to participate in the bounty offered by this country, one feature of …
Continue reading Court Rules in Favor of IRS on Obamacare Tax Credits
My Comments: The roll out of the national web site to get people enrolled in a health insurance plan has been a enormous pain in the you know what, to put it mildly. Best as I can determine, the task was given to folks who fully understood the complexities of the PPACA but didn’t have …
My Comments: I often tell my clients that if I did have a crystal ball, we’d not be having this conversation as I would probably be vacationing in the south of France. Or somewhere warm. So going into 2014, there are lots of the usual questions including the memorable one in the media these days, …
Continue reading The Danger Overlooked By Most Long-Term Investors
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