My Comments: Monday morning, the sun is shining, and perhaps an exciting week ahead. Only I tried retirement, and it was not blissful (billsful maybe). So I’m back working full time, knowing that what used to take me an hour to accomplish, now takes at least two. That being said, whenever I see a list …
Tag: financial planner
Reset the Reset – Visa Bans Will Not Deter Putin
My Comments: I made a reference last week to the effect that what happened when the Russians took over part of the Ukraine had only a temporary effect on the markets. Today’s comments are directed toward those who hate Obama and everything he stands for. The gist of those who daily and routinely criticize our …
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3 Ill-Advised Reasons Not to Buy Life Insurance
My Comments: I first became licensed to sell life insurance in 1976. Over the years, I’ve sold many policies, of all kinds, to all manner of people. Some of those clients have since died, though most have not. The skills and ability to help identify a problem and find a solution for that potential problem …
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Three Key Strategies for Helping Clients Navigate Aging Plans
My Comments: OK, we’re all getting on in years, some of us more so than others. Baby boomers are starting to ask compelling questions about Social Security, about health care issues, and dozens of other topics that a 30 year old cannot yet start to think about. That’s OK; I couldn’t either when I was …
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Treading Water: Four Economic & Market Trends Likely to Continue in 2014
My Comments: Understanding how markets work over time is a very helpful skill set if you are advising clients about their money. Especially if they are worried about where money will come from to pay their bills far into the future. For many, the short term “noise” that comes from what one reads in papers …
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THOUGHT FOR THE WEEK – February 21, 2014
My Comments: This comes to me from a trusted source in California, a man who for many years has run an insurance agency with a focus on providing clients with good and effective Long Term Care insurance. As my clients age, and those who seek me out tend to be older, questions about long term …
The American Public’s Indifference to Foreign Affairs
My Comments: I am almost always amused by those who shout “Take Back America!”. But it’s not really amusing, is it? Take it back to when? Take it back from whom? Before women had the right to vote? When the average life expectancy was about age 50? Many of us, who today are over 60 …
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Retirement Planning for the Very Long-term
My Comments: You have perhaps heard the expression that “... it’s like watching grass grow.” Or perhaps “... it’s like watching paint dry.” I use it when something I’m supposed to be paying attention to is progressing slooooooowly. It comes to mind in the constext of this article which has demographic overtones. Personally, I’m on …
About That ‘Scary’ 1929 Graph
My Comments: So, is it 1929 all over again? Is the world as we know it coming to an end? We're doomed, I tell you, DOOMED!. Well, maybe not. As a financial planner and investment advisor, I try to have something posted about investments at least once a week. I’m not sure if I’m successful, …
3.3 Million Enrolled in PPACA Plans
My Comments: When the PPACA rolled out, most of us in the insurance business, especially those of us with a background in health insurance, knew that it was flawed. We knew that some of it was put together in a hurry under political pressure. While it addressed major problems in the unsustainable status quo, revisions …
Helping Define Your Financial Future 