Some will argue that health care is not a basic human right. I disagree. I think that society, you and me and everyone else, has a built in obligation, if not an absolute mandate, to preserve itself. In other words, a biological imperative to bring new humans into society and protect them. It’s how evolution …
Continue reading Retirees and health care: Here’s what it will cost you and how to prepare
Retirement for many is a 30 year trek into the future. And climate change is going to influence how we live those years. Here in Florida, we have 8,436 miles of shoreline. By 2050, experts tell us to expect 3 – 4 feet higher sea levels along the southeast coast. What will happen to the …
My Comments: I’m increasingly reluctant to suggest what anyone should do with their money. But this article is consistent with what I’m doing with mine. The single most dramatic question when thinking about retirement is ‘Will I have enough money?’. It resonates with almost everyone sooner or later. With so many of us living longer …
My Comments: We can all agree the economics is hard on your brain. There are so many variable and so few constants that talking about it is similar to describing the behavior of cats. Last week I attended a local economic summit where the featured speaker was Brent Meyer, an associate policy advisor and economist …
Continue reading Don’t Be Shocked If Trump’s Economy Goes the Way of Bush’s
My Comments: I’ve now posted almost 1900 blog posts on this site since I started in 2011. Everyone of them, until now, has required you to read a sometimes lengthy article on some topic. This one is a video that impressed me with it’s relevance. I think it’s worth another 7 minutes of your day. …
Continue reading Why Traditional Retirement Advice Could Leave You Broke
My Comments: I don’t believe we’re going to see a 90% drop in the stock market. Period. What I do believe is that the longer we wait for the next crash, the deeper it’s going to be. If you have money somewhere that you plan to use for your retirement, you need to be very …
Continue reading What The Charts Say About A Possible 90% Drop In The Stock Market
My Comments: Most articles about retirement focus on money. Or how to avoid not having any. For millions of Americans, that’s the number one fear as the years roll by. What’s described here is both tragic in one sense and perhaps avoidable in another. And for each, there’s an underlying message to be learned by …
My Comments: Until recently, I always envisioned retirement as a date in time when I left the work force and became ‘retired’. That probably meant that I was no longer working for money and instead using whatever credits or savings I’d accumulated to pay my bills. Only for many of us, it hasn’t worked out …
My Comments: A tragedy for whom, you might ask. I interpret this to mean everyone with money invested who cannot afford to lose a bunch of it. And especially those no longer working, whose ability to survive financially is dependent on money invested in retirement accounts. Yes, I know, I’ve been telling this tale now …
Continue reading A tragedy is unfolding in the stock market that should worry both bulls and bears
My Comments: Which generation are you from? I’m in front of the baby boomers, of whom there are many millions. They surfaced following World War II. And fueled the growth of America and it’s influence across the world. The millennials are essentially the baby boomers grandkids. That leaves Gen X as the children of the …
Continue reading Forget millennials — the real financial time bomb in America is Gen X
Helping Define Your Financial Future 