Several days ago I was trying to figure out the length of my step when I walk so I could determine how far I went on my morning walk. I figured if I counted my steps and multiplied by the number of inches, I could come up with a pretty good approximation. The simplest way …
Tag: financial advisor
2015 PPACA Compliance Checklist
My Comments: It’s hard to believe the PPACA (ObamaCare) has been around for so long. And in spite of the new Congress making lots of noises about making it go away, it’s not going to go away. Will it change? Most definitely. Are changes necessary? Most definitely. But the overall intent to bring millions of …
What Doctors and Families Have That Advisors Don’t
My Comments: As a financial advisor for the past 40 years, I’ve somehow overcome the perception that people with specialized knowledge can not always be trusted, especially with your money. With so many threats coming at us from every direction these days, some of which are not realistic but promoted by the media as a …
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The Dark Side to Falling Oil Prices
My Comments: My wife and I took a few days off; visited friends and family in Tennessee and North Carolina. The lowest per gallon price we saw along the way was $2.29 in South Carolina. If you read my blog posts, you’ll know I expect for the markets to stop going up and for there …
When The Stock Market Performs Best During A U.S. President’s 4-Year Term
My Comments: Many of us are climbing a wall of worry about our investments over the next 12 months. I’m not worried if your time horizon is ten years or more, but if it’s less, then I believe you have reason to be worried. Every week I’ve posted articles that justify the wall of worry. …
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Let Them Eat iPads: Why Wage Suppression Is Key To The Market Puzzle
My Comments: This one is for those of you who are nerds and interested in economics and finance. If not, then hopefully you'll check in tomorrow. But... Have you been puzzled? I have, but apparently Darwin is alive and well. Only this time it has nothing to do with bugs in the Amazon jungle but …
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The World Is Marching Back From Globalisation
My Comments: Those of you who know me well do not consider me a pessimist. But this is Monday. And while I can feel optimistic about the chances for a return to good times from Florida football, the rest of the news is essentially gloom and despair. I’d much rather bring you something uplifting and …
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The Myths of Buying Term and Investing the Difference
My Comments: Life insurance is a financial tool used to solve certain financial problems and offset the risk presented when someone dies and economic pain is the result. That’s a cold way to talk about the death of a loved one, but from an objective point of view, that’s how it must be seen. Because …
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The Euro Is In Greater Peril Today Than At The Height Of The Crisis
My Comments: Here in the US we tend to think of Europe as a mis-directed older sibling, someone who can’t quite make it, by our standards. We forget that most of our laws and even the language we speak came from Europe. And those foundations were forged in a melting pot as violent and as …
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Guess Who’s Back? The Middle Class
My Comments: There is lots of handwringing about last Tuesdays election results. And lots of people looking for someone to blame if it didn’t meet hopes and expectations. One of my long time concerns has been the growing inbalance between the haves and the have-nots. Statistically it’s very real with the middle class that evolved …
Helping Define Your Financial Future 