My Comments: As someone who teaches people how to maximize their social security benefits, a major fear that surfaces during a workshop is whether there is enough in the system to guarantee future benefits. The quick answer is “not without some changes to the system”, which leads to more questions about when it will run …
Tag: financial advisor
Forecast For Stocks In The Second Half Of The Year: Turbulence
My Comments: I came across this over the weekend and without their permission, am sharing it with you. I think it’s the most realistic expression of what is likely to happen in the stock and bond markets over the next six months. Any guess beyond that will require you first get stoned. By STAN CHOE …
Continue reading Forecast For Stocks In The Second Half Of The Year: Turbulence
Do Record Low Yields And Record High Stocks Spell Trouble?
My Comments: This week I’ve focused my posts on what other people think is likely to happen to your money if you have it invested in stocks and bonds. It’s pretty obvious that no one has a clue. Until a lot of stuff gets sorted out, my recommendation is to go to cash and sit …
Continue reading Do Record Low Yields And Record High Stocks Spell Trouble?
Stocks Could Jump 15% This Year if Earnings Rise
My Comments: I wish someone would tell me what the hell is going on! One day I’m told the market is healthy and we should expect the DOW to increase dramatically. The next day there is an equally credible message that the market is way overpriced and to expect a crash. Then today, though written …
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Will You Regret Taking Social Security ASAP?
My Comments: Too many people choose to take early benefits. If you need the money, hate your job, don’t have a job, plan to die soon, or simply don’t have confidence in your life, then maybe it’s OK. But it usually turns out to be a mistake. There is a do over, but you have …
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UP or DOWN?
My Comments: Do you know what’s going to happen? Me neither. Here are two very opposing opinions of what the markets will do in the coming days. If it makes you afraid, you are not alone. My only bright spot is a program that grew by over 50% in 2008. Will it do it again? …
Growth Stocks vs. Value Stocks
My Comments: If you believe, as I do, that some of your money needs to be working harder than, say a Certificate of Deposit, then your likely solution is some kind of mutual fund or brokerage account. Most of us are not sufficiently sophisticated financially to explore other options, so for new, let’s assume you …
Can You Afford to Live Longer?
My Comments: Many of you know that I’ve recently started a series of workshops that focuses on how the Social Security system works. It’s an attempt to help those who will soon become eligible, or are already eligible, better understand a very complex and not user friendly institution in American life. One assumption that is …
Brexit: Why Most Commentaries Miss The Point
My Comments: I found this a couple of days ago and it really helped me understand what happened in Great Britain the other day. If Brexit concerns you, this might help. It appeared in a news feed I follow written by a Tom Dispatch, if I have his name correct. 06/26/2016 Economist Robert Kuttner has …
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How to Invest in Mutual Funds
My Comments: Mutual funds have been around for about 100 years. Some genius decided to create a new investment model, a stand alone investment. With one investment you now could own shares of hundreds of stocks, in smaller amounts. And the rest is history. Today there are more funds to choose from than you can …
Helping Define Your Financial Future 