My Comments: I’ve now reduced retirement years to three types of years. They are “go-go”, “slow-go” and “no-go”. Planning for them before you reach retirement is a matter of attempting to get as many $ in the pot as possbile. After that, it’s a timing issue that is driven by health, the expected life style, …
Continue reading 3 Retirement Planning Essentials to Understand
These cities are all over the map—and so are their medical prices My Comments: A lot of my posts lately have been about healthcare. I guess that’s because as I get older, I find myself paying more and more attention to my personal health circumstances. It doesn’t help that my clients are also older and …
Continue reading The Cost of Medical Care – Where Do you Live in the US?
My Comments: For the past several days I’ve been involved in a fantastic LinkedIn discussion about why so many foreigners come to this country for medical care when we rank dead last in globally published metrics. The gist of it is that if you can afford it, we are fantastic, but if you can’t, then …
My Comments: Yesterday I talked about investment risk, and how we, both clients and advisors alike, should understand it. Today, I’m reposting an article that describes, for me, a way to help clients achieve their perceived objectives, and keep the risk element under control. As before, risk is not to be avoided, but to be …
My Comments: First, let’s both understand we are talking about financial risk. Second, financial risk for me is likely to be defined differently from how you define it. Third, there is always an element of uncertainty about any future outcome, whether it's getting married, having children, accepting a new job, etc. Uncertainty implies a potentially …
My Comments: There is nothing I can add to this except encourage you to read it. By Jurek Martin / June 12, 2014 The House majority leader’s defeat disproves the hypothesis that money is all there is These had not been the best of times in America. A seemingly endless round of shootings in public …
Continue reading Eric Cantor’s Defeat is a Shaft of Light in Dark Political Times
My Comments: Keeping more of what you earn resonates with a lot of people. I recently found a newly minted idea that dramatically increases ones ability to keep more of what you earn. It dovetails with this post about physicians. But it is not limited to physicians and hospitals, but to virtually any successful small …
Continue reading Want to Increase Hospital Revenues? Engage Your Physicians
My Comments: I probably sound more like a broken record than someone interested in how life plays out over time. For longer than I care to remember, I’ve talked about flaws in the PPACA and yet how something like this had to appear on the scene to keep us from falling off a socio-economic cliff …
My Comments: There is both good information and there is bad information out there about reverse mortgages. My understanding of them makes them very useful financial tools under the right circumstances. But they can be complicated and they can be expensive if not used properly. I’ve had several clients over the years who have put …
Continue reading Reverse Mortgages: What You Need to Know That’s Under the Hood
My Comments: Europe has been in the news a lot recently. President Obama is/was over there, it’s the 70th anniversay of D-Day, the Ukraine is a basket case waiting to get resolved, and so on. And all this time, people have investments and between dealing with the heat of summer and the need to take …
Helping Define Your Financial Future 