My Comments: Being alive carries with it certain risks. Some can be managed and some cannot. Running out of money in retirement is a risk you want to avoid if you can. To the extent you have been able to pay off a home mortgage or otherwise find yourself with an equity position, sometime a …
Continue reading How a Reverse Mortgage Can Benefit You in Retirement
My Comments: I had no idea so many of us didn’t plan ahead in terms of where to live. You'll find this issue addressed as one of the 8 primary questions that appear in Successful Retirement Secrets, my online retirement planning school. What follows is a helpful list of criteria as you think about your …
Continue reading 1 in 3 Retirees Would Rather Live Elsewhere
My Comments: Yesterday, I talked about the need for new people to enter the work force. Today I'm talking about people who cannot leave the work force. There are an increasing number of baby boomers who cannot leave the work force because they simply don't have enough money. It presents an untenable outcome: die sooner …
Without more babies and immigrants, the country won’t be able to support its aging population. My Comments: The stellar growth of the United States following World War II was in part due to the surge in births that we’ve dubbed the ‘baby boomers’. Population rise, coupled with the ability to move up the economic ladder …
Continue reading Too Many Americans Will Never Be Able to Retire
My Comments: Have you ever sat on your back porch and watched your grass grow? How about setting up a chair in the garage to watch your car rust? You know it happens but you can’t see it. Same with climate change; you know it’s happening but from day to day or even year to …
Continue reading ‘We’re moving to higher ground’: America’s era of climate mass migration is here
My Comments: I’m sharing this article from Wade Pfau because it might help you better understand conflicting messages you encounter from those with whom you seek financial help. My online school, Successful Retirement Secrets™, was created to help anyone and everyone learn HOW to think about their financial future. In other words, to help you …
Continue reading Two Philosophies of Retirement Income Planning
My Comments: I was favored recently by the publication in the Gainesville Sun of an article I wrote that referenced Donald Trump as an existential risk to the US. Because such articles are limited to 750 words or less, there was no reference by me to the historical performance of the economy under Republican or …
Continue reading These 5 charts prove that the economy does better under Democratic presidents
My Comments: Full Retirement Age is that month, according to the Social Security Administration, where you gain some real advantages. I have some reservations about Sean Williams' comments since he’s not yet old enough to understand the emotional side of financial decisions when it comes to retirement income. However, the headline resonates with me as …
Continue reading 3 Smart Reasons to Take Social Security at Full Retirement Age
My Comments: Like everyone, I could use a crystal ball. Since they don’t exist, I have to turn to writers with a far better understanding of what’s going on than I have. To that end, these words from Larry Fuller are helpful. Fortunately, he avoids many of the big words that too many pundits use. …
My Comments: It really helps to sometimes see life from 50,000 feet. This article does that for me. We get caught up in the crisis of the moment, which happens all the time. And depending on our age, we focus on what we need to do today. My focus is helping people create a worry …
Continue reading You’ll Never Get ‘There’ When It Comes To Your Finances
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