My Comments: In my capacity as a financial planner and investment advisor, I’ve long embraced a fiduciary standard. This means I’m bound morally, ethically and legally to do what, in my professional opinion, is in my client’s best interests. Corporate financial America (Wall Street in general, the insurance industry, money managers, et al) and their …
Continue reading Like It Or Not, All Advisors Are Now Fiduciaries
My Comments: I have just two. One is that Florida has about 1350 miles of coastline and that does not include rivers that are somewhat tidal. Two is that if God is all seeing and all knowing, how come he’s only telling some of us to be aware of what’s coming and to properly prepare …
My Comments: After 6 years and counting, I’m still waiting for a valid, alternate idea to come from the political right. As an insurance agent for 40 years, and having sold individual and group policies for many of them, I understand many of the dynamics involved. Why is it not in our best interest as …
My Comments: This post reflects my values about the role government should play in our society these day. Written by Jack Markell, it is long, congratulatory, somewhat self serving, but is so well articulated that I feel compelled to share it. Another resonance for me happens when I recall the two years I lived in …
My Comments: This is a dramatic headline, intended for those of us already retired or thinking about it. Most of us already understand that "retirement" today is very different from what it was 25 years ago. The changes that we see are influencing my life and millions of others. Many people plan on supplementing their …
My Comments: I'm starting to get a little worried. Florida has about 1350 miles of coastline. Our elected governor, the one I saw described this morning as a ‘very empty suit’, says he doubts there is any global warming going on. I'm far from being a doomsday fanatic, but to doubt there is something negative …
My Comments: Many years ago a physician friend and fellow golfer told me that when you go to a doctor for a routine physical, it’s his or her job to find something wrong with you. If you don’t want to find that something IS wrong with you, then don’t go. But as the years pass …
There is a positive correlation between the age of the advisor and the age of the client. I have few clients who are millenianals, but many who are roughly my age. And while I spend a lot of time helping them massage their retirement portfolios, one of the issues that surfaces frequently are the taxes …
My Comments: The blog post title above comes from me; the one that actually accompanied the article is Public Pensions Face New Challenges As We Live Longer. Huh? As a financial planner, I try to make people aware of the existential threats we face as we all grow older. These threats are things that “might” …
My Comments: As usual, talking about long-term care with clients, friends and family members is often a difficult conversation. As a financial planner for whom the need for personal long-term care is an increasing possibility, I’m sensitive to articles I run across that offer choices. Here is one of them. I know this looks and …
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