Retirement for many is a 30 year trek into the future. And climate change is going to influence how we live those years. Here in Florida, we have 8,436 miles of shoreline. By 2050, experts tell us to expect 3 – 4 feet higher sea levels along the southeast coast. What will happen to the …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Build an Income-Producing Portfolio
My Comments: I’m increasingly reluctant to suggest what anyone should do with their money. But this article is consistent with what I’m doing with mine. The single most dramatic question when thinking about retirement is ‘Will I have enough money?’. It resonates with almost everyone sooner or later. With so many of us living longer …
Don’t Be Shocked If Trump’s Economy Goes the Way of Bush’s
My Comments: We can all agree the economics is hard on your brain. There are so many variable and so few constants that talking about it is similar to describing the behavior of cats. Last week I attended a local economic summit where the featured speaker was Brent Meyer, an associate policy advisor and economist …
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Five Tips for Proactively Helping Aging Parents
My Comments: Given my age already, this is a little bit self-serving. Maybe our kids will see it on Facebook. However, if your parent(s) are still alive, this is something important you should be thinking about. We all know how fast time flies, and sooner or later, hopefully later, we all just disappear. Before that …
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What The “Big Money” Is Thinking
My Comments: Erik Conley’s blog has roughly 6,282 followers. I can only dream of having that many. This blog post of his summarizes Barron’s Big Money poll. He also says “…Big Money doesn’t necessarily mean Smart Money”. by Erik Conley / April 29, 2019 I've been an avid reader of Barron's magazine since the early …
7 of 10 Adults Over Age 50 Get This Wrong About Social Security
My Comments: Social Security has become a critical financial component in the lives of millions of retired people. If you’re not there yet, you must learn the basics or live with the regret. I think of age 50 as a critical turning point for any adult who thinks they might retire some day. From this …
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How To Solve America’s $100 Trillion Problem Of Wealth Inequality
My Comments: Wealth inequality has become an existential threat to the future of American society. The chaos in Washington, indeed the election of trump to ‘drain the swamp’, is an evolving extension of this problem. If the problem has a solution, it’s going to take many years, perhaps generations, to see us return to the …
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6 Facts About Bonds You Need to Understand
My Comments: When you buy bonds, someone now owes you money. When you buy stocks, you now own part of a commercial enterprise, if not all of it. But this is about bonds. If you lend money to your kids, and expect them to pay you back, you may or may not charge them for …
This May be Why Americans Are So Bad at Saving for Retirement
My Comments: This problem is not going to get fixed any time soon. And not in time for most of the baby boomers looking at retirement in the next few years. Alternative solutions will have to appear if society is unwilling to find ways to help the elderly survive, if not thrive. If you are …
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Why Traditional Retirement Advice Could Leave You Broke
My Comments: I’ve now posted almost 1900 blog posts on this site since I started in 2011. Everyone of them, until now, has required you to read a sometimes lengthy article on some topic. This one is a video that impressed me with it’s relevance. I think it’s worth another 7 minutes of your day. …
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Helping Define Your Financial Future 